/* StartKap homepage prototype – design system + components.
   Fonts: Newsreader (display) and Schibsted Grotesk (text), self-hosted, SIL OFL 1.1. */

@font-face { font-family: "Newsreader"; src: url("../fonts/newsreader-latin-wght-normal.woff2") format("woff2"); font-weight: 200 800; font-style: normal; font-display: swap; }
@font-face { font-family: "Schibsted Grotesk"; src: url("../fonts/schibsted-grotesk-latin-wght-normal.woff2") format("woff2"); font-weight: 400 900; font-style: normal; font-display: swap; }

/* ---------- Tokens ---------- */
:root {
  /* colour – StartKap petrol + mint, on a cool stone ground */
  --paper: #eef2ef;
  --paper-2: #e2e9e5;
  --card: #fbfcfb;
  --ink: #172c34;
  --ink-2: #3c4f57;
  --muted: #56676b;
  --line: #c6d1cc;
  --line-soft: #dbe3df;
  --mint: #79c9c1;
  --mint-2: #a7ded6;
  --teal: #1d6a65;
  --petrol: #172c34;
  --petrol-2: #1f3b45;
  --on-dark: #e6efec;
  --on-dark-2: #b7cbc6;

  /* type */
  --f-display: "Newsreader", "Iowan Old Style", "Palatino Linotype", Georgia, serif;
  --f-text: "Schibsted Grotesk", "Helvetica Neue", Arial, sans-serif;
  --fs-0: 0.8125rem;   /* 13 */
  --fs-1: 0.9375rem;   /* 15 */
  --fs-2: 1.0625rem;   /* 17 body */
  --fs-3: 1.3125rem;   /* 21 */
  --fs-4: 1.625rem;    /* 26 */
  --fs-5: clamp(1.9rem, 1.35rem + 1.9vw, 2.9rem);      /* h2 */
  --fs-6: clamp(2.45rem, 1.45rem + 3.9vw, 4.6rem);     /* h1 */

  /* layout */
  --wrap: 1240px;
  --gutter: clamp(16px, 4vw, 40px);
  --section: clamp(56px, 7vw, 104px);   /* tighter since 2026-11 (compact pages) */
  --r-ctrl: 3px;
  --header-h: 72px;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink-2); font: 400 var(--fs-2)/1.6 var(--f-text); font-feature-settings: "ss01"; text-rendering: optimizeLegibility; }
img, svg { display: block; max-width: 100%; }
h1, h2, h3, h4 { color: var(--ink); margin: 0; }
h2 { font: 400 var(--fs-5)/1.08 var(--f-display); letter-spacing: -0.012em; }
h3 { font: 600 var(--fs-3)/1.25 var(--f-text); letter-spacing: -0.005em; }
h4 { font: 600 var(--fs-1)/1.4 var(--f-text); }
p { margin: 0 0 1em; max-width: 68ch; }
a { color: var(--teal); text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { color: var(--ink); }
ul, ol { margin: 0; padding: 0; }
table { border-collapse: collapse; width: 100%; }
small { font-size: var(--fs-0); }
:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; border-radius: 2px; }
[hidden] { display: none !important; }
.sr-only { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--petrol); color: #fff; padding: 10px 16px; border-radius: var(--r-ctrl); }
.skip:focus { top: 12px; }
.wrap { width: 100%; max-width: calc(var(--wrap) + 2 * var(--gutter)); margin: 0 auto; padding-inline: var(--gutter); }
.ico { width: 1em; height: 1em; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; flex: none; }

/* ---------- Buttons & links ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .5em; min-height: 48px; padding: 12px 22px; border: 1px solid var(--petrol); border-radius: var(--r-ctrl); background: var(--petrol); color: var(--paper); font: 600 var(--fs-1)/1.2 var(--f-text); text-decoration: none; cursor: pointer; transition: background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease); }
.btn:hover { background: var(--teal); border-color: var(--teal); color: #fff; }
.btn-ghost { background: transparent; color: var(--ink); }
.btn-ghost:hover { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.btn-small { min-height: 40px; padding: 8px 16px; }
.text-link { display: inline-flex; align-items: center; gap: .45em; min-height: 32px; font-weight: 600; text-decoration: none; border-bottom: 1px solid currentColor; padding-top: 6px; padding-bottom: 2px; }
.text-link .ico { transition: transform .2s var(--ease); }
.text-link:hover .ico { transform: translateX(3px); }
.link-btn { background: none; border: 0; padding: 0; color: inherit; font: inherit; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; min-height: 32px; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: color-mix(in srgb, var(--paper) 94%, transparent); backdrop-filter: saturate(1.2) blur(10px); border-bottom: 1px solid transparent; transition: border-color .2s; }
.site-header.is-scrolled { border-bottom-color: var(--line-soft); }
.header-row { display: flex; align-items: center; gap: 24px; min-height: var(--header-h); }
.brand img { width: 128px; height: auto; }
.site-nav { display: flex; align-items: center; gap: 28px; margin-left: auto; }
.nav-list, .lang-list { display: flex; list-style: none; gap: 22px; }
.nav-list a { color: var(--ink); text-decoration: none; font-size: var(--fs-1); font-weight: 500; padding: 8px 0; display: inline-block; }
.nav-list a:hover { color: var(--teal); }
.lang-list { gap: 2px; padding-left: 20px; border-left: 1px solid var(--line); }
.lang-list a { display: inline-grid; place-items: center; min-width: 36px; min-height: 36px; color: var(--muted); text-decoration: none; font-size: var(--fs-0); font-weight: 600; letter-spacing: .04em; border-radius: var(--r-ctrl); }
.lang-list a[aria-current="page"] { color: var(--ink); background: var(--paper-2); }
.lang-list a:hover { color: var(--ink); }
.menu-toggle { display: none; margin-left: auto; align-items: center; gap: 8px; min-height: 44px; padding: 8px 14px; background: transparent; border: 1px solid var(--line); border-radius: var(--r-ctrl); color: var(--ink); font: 600 var(--fs-1)/1 var(--f-text); cursor: pointer; }
.menu-toggle .ico { width: 20px; height: 20px; }
.preview-badge { position: fixed; left: 12px; bottom: 12px; z-index: 40; margin: 0; padding: 6px 10px; background: var(--ink); color: var(--paper); font-size: var(--fs-0); border-radius: 2px; pointer-events: none; }

@media (max-width: 1080px) {
  .menu-toggle { display: inline-flex; }
  .site-nav { position: absolute; inset: var(--header-h) 0 auto 0; flex-direction: column; align-items: stretch; gap: 0; padding: 8px var(--gutter) 24px; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: 0 24px 40px -24px rgba(23, 44, 52, .25); }
  .js .site-nav:not(.is-open) { display: none; }
  .nav-list { flex-direction: column; gap: 0; }
  .nav-list a { display: block; padding: 14px 0; border-bottom: 1px solid var(--line-soft); font-size: var(--fs-2); }
  .lang-list { border-left: 0; padding: 16px 0; }
  .site-nav .btn { width: 100%; }
}

/* ---------- Sections ---------- */
.section { padding-block: var(--section); }
.section-head { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: 24px 64px; align-items: end; margin-bottom: clamp(36px, 5vw, 64px); }
.section-head p { margin: 0; color: var(--ink-2); font-size: var(--fs-2); }
.sub { color: var(--ink-2); }
.note { color: var(--muted); font-size: var(--fs-1); margin-top: 24px; }
.kicker { display: block; color: var(--muted); font-size: var(--fs-0); font-weight: 600; margin-bottom: 6px; }
@media (max-width: 860px) { .section-head { grid-template-columns: 1fr; } }

/* ---------- Hero (shared) ---------- */
.hero { position: relative; }
.display { font: 360 var(--fs-6)/1.02 var(--f-display); letter-spacing: -0.02em; font-variation-settings: "opsz" 72; max-width: 15ch; text-wrap: balance; }
.hero-line { margin: 18px 0 0; font: 400 var(--fs-4)/1.25 var(--f-display); color: var(--teal); }
.hero-lead { margin: 0; max-width: 54ch; font-size: var(--fs-2); }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-facts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin: 0; border-top: 1px solid var(--ink); }
.hero-facts > div { padding: 18px 24px 0 0; }
.hero-facts > div + div { padding-left: 24px; border-left: 1px solid var(--line); }
.hero-facts dt { font: 400 var(--fs-3)/1.15 var(--f-display); color: var(--ink); }
.hero-facts dd { margin: 6px 0 0; font-size: var(--fs-0); color: var(--muted); max-width: 34ch; }
@media (max-width: 760px) { .hero-facts { grid-template-columns: 1fr; } .hero-facts > div, .hero-facts > div + div { padding: 14px 0; border-left: 0; border-bottom: 1px solid var(--line); } }
/* concept-specific hero styles: see "Phase 2B" block at the end of this file */

/* ---------- Service navigator ---------- */
.paths { background: var(--card); border-top: 1px solid var(--line-soft); }
.paths-grid { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.path-choices { border: 0; margin: 0; padding: 0; display: grid; gap: 4px; }
.path-choice { position: relative; display: grid; gap: 2px; padding: 16px 18px 16px 20px; border-left: 3px solid var(--line); cursor: pointer; transition: border-color .2s, background .2s; }
.path-choice:hover { background: var(--paper); }
.path-choice input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.path-label { font: 600 var(--fs-2)/1.3 var(--f-text); color: var(--ink); }
.path-hint { font-size: var(--fs-1); color: var(--muted); }
.path-choice:has(input:checked) { border-left-color: var(--teal); background: var(--paper); }
.path-choice:has(input:focus-visible) { outline: 3px solid var(--teal); outline-offset: 2px; }
.path-honest { margin-top: 20px; padding: 16px 0 0 20px; border-top: 1px solid var(--line-soft); font-size: var(--fs-1); color: var(--muted); }
.path-panel { background: var(--paper); padding: clamp(22px, 3vw, 40px); }
.path-panel + .path-panel { margin-top: 16px; }
.js .path-panel[hidden] { display: none; }
.path-panel h3 { font: 400 var(--fs-4)/1.15 var(--f-display); margin-bottom: 18px; }
.path-service { font-size: var(--fs-2); color: var(--ink); padding-bottom: 20px; border-bottom: 1px solid var(--line); max-width: none; }
.path-cols { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; margin-top: 22px; }
.path-cols h4 { margin-bottom: 10px; color: var(--ink); }
.path-cols li { font-size: var(--fs-1); line-height: 1.5; margin-bottom: 8px; }
.ticks { list-style: none; }
.ticks li { position: relative; padding-left: 22px; }
.ticks li::before { content: ""; position: absolute; left: 2px; top: .55em; width: 10px; height: 6px; border-left: 1.6px solid var(--teal); border-bottom: 1.6px solid var(--teal); transform: rotate(-45deg); }
.mini-steps { padding-left: 1.2em; }
.mini-steps li::marker { color: var(--teal); font-weight: 600; }
.path-limits ul { list-style: none; }
.path-limits li { padding-left: 14px; border-left: 2px solid var(--mint); }
.path-links { margin: 24px 0 0; display: flex; flex-wrap: wrap; gap: 10px 22px; align-items: baseline; max-width: none; }
.path-links .kicker { width: 100%; margin: 0; }
.path-links a { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; font-size: var(--fs-1); min-height: 32px; }
@media (max-width: 960px) { .paths-grid { grid-template-columns: 1fr; } .path-cols { grid-template-columns: 1fr; gap: 18px; } .path-choices { grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); } }

/* ---------- Services ledger ---------- */
.ledger-title { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 8px; }
.ledger { border-top: 1px solid var(--ink); margin-top: 18px; }
.ledger-row { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 5fr) minmax(0, 3fr); gap: 20px 40px; padding: 28px 0; border-bottom: 1px solid var(--line); }
.ledger-name h4 { font: 400 var(--fs-4)/1.15 var(--f-display); margin-bottom: 6px; }
.ledger-name p { margin: 0; font-size: var(--fs-1); }
.ledger-incl { list-style: none; columns: 1; font-size: var(--fs-1); }
.ledger-incl li { display: flex; gap: 10px; align-items: baseline; margin-bottom: 6px; }
.ledger-incl .ico { color: var(--teal); position: relative; top: 3px; }
.ledger-price { margin: 0; text-align: right; }
.ledger-price strong { display: block; font: 380 clamp(2rem, 1.5rem + 1.5vw, 2.75rem)/1 var(--f-display); color: var(--ink); font-variant-numeric: lining-nums tabular-nums; }
.ledger-price span { font-size: var(--fs-0); color: var(--muted); }
.services-split { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(32px, 5vw, 80px); margin-top: clamp(48px, 6vw, 80px); }
.price-table { margin-top: 14px; border-top: 1px solid var(--ink); }
.price-table th, .price-table td { padding: 14px 0; border-bottom: 1px solid var(--line); text-align: left; vertical-align: baseline; font-weight: 400; color: var(--ink); }
.price-table td { text-align: right; white-space: nowrap; padding-left: 16px; font-variant-numeric: lining-nums; font-weight: 600; }
.price-table td span { font-weight: 400; color: var(--muted); font-size: var(--fs-0); }
.price-table sup a { display: inline-grid; place-items: center; min-width: 24px; min-height: 24px; text-decoration: none; font-weight: 600; }
.footnote { font-size: var(--fs-0); color: var(--muted); margin-top: 12px; }
.price-date { margin-top: 32px; font-size: var(--fs-0); color: var(--muted); }
@media (max-width: 860px) {
  .ledger-row { grid-template-columns: 1fr; }
  .ledger-price { text-align: left; order: -1; }
  .ledger-price strong { display: inline; margin-right: 8px; }
  .services-split { grid-template-columns: 1fr; }
  .price-table td { white-space: normal; }
}

/* ---------- Cost explorer ---------- */
.explorer { background: var(--paper-2); }
.explorer-grid { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.explorer-inputs fieldset { border: 0; margin: 0 0 28px; padding: 0; }
.explorer-inputs legend { font: 400 var(--fs-3)/1.2 var(--f-display); color: var(--ink); margin-bottom: 10px; padding: 0; }
.opt { display: flex; align-items: center; gap: 14px; min-height: 52px; padding: 10px 16px; background: var(--card); border: 1px solid var(--line-soft); margin-bottom: -1px; cursor: pointer; color: var(--ink); }
.opt:hover { border-color: var(--line); }
.opt input { width: 20px; height: 20px; accent-color: var(--teal); flex: none; margin: 0; }
.opt span { flex: 1; }
.opt em { font-style: normal; font-variant-numeric: tabular-nums; color: var(--muted); font-size: var(--fs-1); white-space: nowrap; }
.opt:has(input:checked) { position: relative; z-index: 1; border-color: var(--teal); box-shadow: inset 3px 0 0 var(--teal); }
.hours { display: grid; gap: 8px; max-width: 420px; }
.hours label { color: var(--ink); font-weight: 500; }
.hours input { width: 140px; min-height: 48px; padding: 8px 12px; border: 1px solid var(--line); border-radius: var(--r-ctrl); background: var(--card); font: inherit; color: var(--ink); }
.statement { position: sticky; top: calc(var(--header-h) + 20px); background: var(--card); border-top: 4px solid var(--petrol); padding: clamp(20px, 2.5vw, 32px); }
.statement h3 { font: 400 var(--fs-4)/1.15 var(--f-display); margin-bottom: 16px; }
.statement-empty { color: var(--muted); }
.st-group { margin-bottom: 18px; }
.st-group h4 { font-size: var(--fs-0); color: var(--muted); font-weight: 600; margin-bottom: 4px; }
.st-line { display: flex; align-items: baseline; gap: 8px; font-size: var(--fs-1); padding: 3px 0; color: var(--ink); }
.st-line::after { content: ""; order: 1; flex: 1; border-bottom: 1px dotted var(--line); transform: translateY(-4px); }
.st-line span:last-child { order: 2; font-variant-numeric: tabular-nums; white-space: nowrap; }
.st-total { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding-top: 8px; margin-top: 4px; border-top: 1px solid var(--ink); }
.st-total span:first-child { font-weight: 600; color: var(--ink); font-size: var(--fs-1); }
.st-total strong { font: 400 1.9rem/1.1 var(--f-display); color: var(--ink); font-variant-numeric: lining-nums tabular-nums; }
.st-sub { font-size: var(--fs-0); color: var(--muted); text-align: right; margin: 2px 0 0; max-width: none; }
.statement-excl { margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--line-soft); font-size: var(--fs-0); color: var(--muted); }
.statement-excl h4 { font-size: var(--fs-0); color: var(--ink); margin-bottom: 6px; }
.statement-excl ul { padding-left: 1.1em; margin-bottom: 10px; }
.statement-excl p { margin: 0 0 6px; }
.binding { color: var(--ink-2); font-weight: 500; }
.statement-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.statement-actions .btn { flex: 1 1 auto; }
@media (max-width: 960px) { .explorer-grid { grid-template-columns: 1fr; } .statement { position: static; } }

/* ---------- Process swimlanes ---------- */
.process { background: var(--card); }
.process-board { --cols: 6; --label: 132px; }
.lanes { display: grid; gap: 6px; margin-bottom: 8px; }
.lane { display: grid; grid-template-columns: var(--label) repeat(var(--cols), minmax(0, 1fr)); align-items: center; gap: 0 10px; }
.lane-name { font-size: var(--fs-0); font-weight: 600; color: var(--muted); }
.lane-cell { height: 10px; border-radius: 1px; background: var(--paper-2); transition: background .3s var(--ease), transform .3s var(--ease); }
.lane-cell.on { background: var(--line); }
.lane[data-lane="you"] .lane-cell.on { background: #8fb3ad; }
.lane[data-lane="sk"] .lane-cell.on { background: var(--teal); }
.lane[data-lane="third"] .lane-cell.on { background: var(--petrol); }
.process-board.has-active .lane-cell:not(.is-active) { opacity: .35; }
.lane-cell.is-active.on { transform: scaleY(1.6); }
.steps { list-style: none; display: grid; grid-template-columns: var(--label) repeat(var(--cols), minmax(0, 1fr)); gap: 0 10px; }
.step { grid-row: 1; padding-top: 16px; border-top: 1px solid var(--ink); }
.step:nth-child(1) { grid-column: 2; } .step:nth-child(2) { grid-column: 3; } .step:nth-child(3) { grid-column: 4; }
.step:nth-child(4) { grid-column: 5; } .step:nth-child(5) { grid-column: 6; } .step:nth-child(6) { grid-column: 7; }
.step-btn { display: grid; gap: 8px; width: 100%; padding: 0; margin-bottom: 10px; background: none; border: 0; text-align: left; cursor: pointer; color: var(--ink); font: inherit; }
.step-no { display: inline-grid; place-items: center; width: 30px; height: 30px; border: 1px solid var(--ink); border-radius: 50%; font: 500 var(--fs-1)/1 var(--f-display); font-variant-numeric: lining-nums; transition: background .2s, color .2s; }
.step-title { font-weight: 600; font-size: var(--fs-1); line-height: 1.35; }
.step-body p { font-size: var(--fs-0); line-height: 1.55; margin-bottom: 8px; }
.step-meta span { font-weight: 600; color: var(--ink); }
.step-time { color: var(--ink); font-weight: 500; }
.step-time.is-estimate::before { content: "≈ "; color: var(--teal); }
.step-opt { color: var(--teal); font-weight: 600; }
.step.is-optional { border-top-style: dashed; }
.step.is-active .step-no, .step-btn[aria-pressed="true"] .step-no { background: var(--petrol); color: var(--paper); border-color: var(--petrol); }
.step-body { transition: color .25s var(--ease); }
.process-board.has-active .step:not(.is-active) .step-body, .process-board.has-active .step:not(.is-active) .step-time { color: var(--muted); }
.step.is-active { border-top: 3px solid var(--teal); padding-top: 14px; }
.step.is-active .step-body { color: var(--ink); }
.step-controls { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 24px; }
.step-status { margin: 0; font-size: var(--fs-1); color: var(--ink); }
@media (max-width: 1080px) {
  .lanes { display: none; }
  .steps { display: block; border-left: 1px solid var(--line); margin-left: 15px; }
  .step { grid-column: auto !important; border-top: 0; padding: 0 0 26px 28px; position: relative; }
  .step-btn { grid-template-columns: auto 1fr; align-items: center; gap: 14px; margin-left: -44px; }
  .step-no { background: var(--card); }
  .step-body { padding-left: 2px; }
  .step-body p { font-size: var(--fs-1); }
  .step.is-active { border-top: 0; padding-top: 0; }
}

/* ---------- Banking ---------- */
.banking-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: clamp(32px, 5vw, 80px); }
.banking h2 { margin-bottom: 18px; }
.banking h3 { margin: 28px 0 10px; }
.ticks-lg li { margin-bottom: 10px; }
.decide { margin: 24px 0; padding: 16px 18px; background: var(--paper-2); border-left: 3px solid var(--petrol); color: var(--ink); }
.table-scroll { overflow-x: auto; }
.orient { margin-top: 6px; font-size: var(--fs-1); }
.orient caption { text-align: left; color: var(--muted); font-size: var(--fs-0); padding-bottom: 10px; }
.orient th, .orient td { text-align: left; padding: 14px 12px 14px 0; border-bottom: 1px solid var(--line); vertical-align: top; }
.orient thead th { font-size: var(--fs-0); color: var(--muted); font-weight: 600; border-bottom-color: var(--ink); }
.orient tbody th { color: var(--ink); font-weight: 600; }
.orient .num { white-space: nowrap; font-variant-numeric: tabular-nums; color: var(--ink); }
@media (max-width: 960px) { .banking-grid { grid-template-columns: 1fr; } }
@media (max-width: 560px) {
  .orient thead { display: none; }
  .orient tr { display: grid; grid-template-columns: 1fr auto; padding: 12px 0; border-bottom: 1px solid var(--line); }
  .orient th, .orient td { border: 0; padding: 2px 0; }
  .orient td:last-child { grid-column: 1 / -1; color: var(--muted); }
}

/* ---------- InvestKap ---------- */
.invest { background: var(--paper); }
.invest-filter { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 22px; }
.invest-filter fieldset { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.chip { position: relative; }
.chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.chip span { display: inline-grid; place-items: center; min-height: 40px; padding: 6px 16px; border: 1px solid var(--line); border-radius: 20px; color: var(--ink); font-size: var(--fs-1); background: var(--card); }
.chip input:checked + span { background: var(--petrol); color: var(--paper); border-color: var(--petrol); }
.chip input:focus-visible + span { outline: 3px solid var(--teal); outline-offset: 2px; }
.count { margin: 0; color: var(--muted); font-size: var(--fs-1); }
.projects { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.project { background: var(--card); padding: 26px 24px 22px; display: flex; flex-direction: column; min-height: 240px; }
.project[hidden] { display: none; }
.project-city { display: flex; align-items: center; gap: 6px; font-size: var(--fs-0); color: var(--muted); margin-bottom: 18px; }
.project h3 { font: 400 var(--fs-4)/1.1 var(--f-display); margin-bottom: 10px; }
.project p { font-size: var(--fs-1); }
.project-links { margin-top: auto; padding-top: 10px; display: flex; flex-wrap: wrap; gap: 6px 20px; font-size: var(--fs-1); }
.project-links a { display: inline-flex; align-items: center; gap: 5px; font-weight: 600; min-height: 32px; }
.criteria { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(24px, 4vw, 56px); margin-top: clamp(48px, 6vw, 80px); padding: clamp(24px, 3.5vw, 48px); background: var(--paper-2); }
.criteria h3 { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 12px; }
.seg { border: 0; padding: 0; margin: 18px 0 0; display: flex; flex-wrap: wrap; gap: 0; }
.seg legend { font-weight: 600; color: var(--ink); font-size: var(--fs-1); margin-bottom: 8px; padding: 0; width: 100%; }
.seg label { position: relative; }
.seg input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.seg span { display: inline-grid; place-items: center; min-height: 44px; padding: 8px 16px; border: 1px solid var(--ink); margin-right: -1px; background: var(--card); color: var(--ink); font-size: var(--fs-1); }
.seg input:checked + span { background: var(--ink); color: var(--paper); }
.seg input:focus-visible + span { outline: 3px solid var(--teal); outline-offset: 2px; position: relative; z-index: 1; }
.criteria-out h4 { font-size: var(--fs-0); color: var(--muted); margin-bottom: 10px; }
.checklist { list-style: none; counter-reset: c; }
.checklist li { counter-increment: c; display: grid; grid-template-columns: 34px 1fr; gap: 2px 12px; padding: 14px 0; border-top: 1px solid var(--line); }
.checklist li::before { content: counter(c); grid-row: span 2; font: 400 var(--fs-3)/1 var(--f-display); color: var(--teal); }
.checklist strong { color: var(--ink); }
.checklist span { font-size: var(--fs-1); }
.emph-tag { display: inline-block; margin-left: 10px; padding: 1px 8px; background: var(--card); border: 1px solid var(--mint); color: var(--teal); font: 600 var(--fs-0)/1.6 var(--f-text); border-radius: 10px; vertical-align: 1px; }
.criteria-note { margin-top: 12px; padding: 12px 14px; background: var(--card); font-size: var(--fs-1); color: var(--ink); }
.disclaimer { margin-top: 28px; font-size: var(--fs-1); color: var(--muted); }
@media (max-width: 960px) { .projects { grid-template-columns: repeat(2, minmax(0, 1fr)); } .criteria { grid-template-columns: 1fr; } }
@media (max-width: 600px) { .projects { grid-template-columns: 1fr; } .project { min-height: 0; } }

/* ---------- Tax band ---------- */
.tax { background: var(--petrol); color: var(--on-dark); }
.tax h2 { color: #fff; }
.tax-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: 24px clamp(32px, 5vw, 80px); }
.tax p { color: var(--on-dark); }
.tax .text-link.on-dark { color: var(--mint-2); }
.tax :focus-visible { outline-color: var(--mint); }
@media (max-width: 860px) { .tax-grid { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: 24px clamp(32px, 5vw, 80px); }
.qa { border-top: 1px solid var(--line); }
.qa:last-of-type { border-bottom: 1px solid var(--line); }
.qa summary { display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 20px 0; cursor: pointer; list-style: none; color: var(--ink); font-weight: 600; font-size: var(--fs-2); min-height: 48px; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary .ico { width: 22px; height: 22px; transition: transform .25s var(--ease); color: var(--teal); }
.qa[open] summary .ico { transform: rotate(45deg); }
.qa-body { padding: 0 0 22px; }
.qa-rel { font-size: var(--fs-1); color: var(--muted); }
.qa-rel a { display: inline-block; padding: 3px 0; min-height: 24px; }
.faq .text-link { margin-top: 24px; }
@media (max-width: 860px) { .faq-grid { grid-template-columns: 1fr; } }

/* ---------- Contact ---------- */
.contact { background: var(--paper-2); }
.contact-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(32px, 5vw, 80px); }
.contact h2 { margin-bottom: 18px; }
.office { margin-top: 28px; padding-top: 16px; border-top: 1px solid var(--line); }
.office-role { font-size: var(--fs-0); color: var(--muted); margin: 0; }
.office-city { font: 400 var(--fs-3)/1.3 var(--f-display); color: var(--ink); margin: 2px 0 8px; }
.office a { display: flex; align-items: center; gap: 8px; min-height: 32px; font-size: var(--fs-1); }
.contact-form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 20px; background: var(--card); padding: clamp(20px, 3vw, 40px); }
.field { display: grid; gap: 6px; align-content: start; }
.field-wide { grid-column: 1 / -1; }
.field label { font-weight: 600; color: var(--ink); font-size: var(--fs-1); }
.field small { font-weight: 400; color: var(--muted); }
.field input, .field select, .field textarea { width: 100%; min-height: 48px; padding: 10px 12px; border: 1px solid var(--line); border-radius: var(--r-ctrl); background: #fff; color: var(--ink); font: inherit; }
.field textarea { resize: vertical; min-height: 140px; }
.field input:focus-visible, .field select:focus-visible, .field textarea:focus-visible { outline: 3px solid var(--teal); outline-offset: 1px; border-color: var(--teal); }
.field [aria-invalid="true"] { border-color: #a4282c; }
.err { margin: 0; color: #a4282c; font-size: var(--fs-0); }
.hp { position: absolute; left: -9999px; }
.privacy { font-size: var(--fs-0); color: var(--muted); margin: 0; }
.form-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 22px; }
.alt { margin: 0; font-size: var(--fs-1); }
.form-status { margin: 0; font-size: var(--fs-1); }
.form-status:empty { display: none; }
.form-status.is-ok { padding: 14px 16px; background: #e5f2ee; border-left: 3px solid var(--teal); color: var(--ink); }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }
@media (max-width: 560px) { .contact-form { grid-template-columns: 1fr; } }

/* ---------- Footer ---------- */
.site-footer { background: var(--card); border-top: 1px solid var(--line); padding-top: 56px; font-size: var(--fs-1); }
.footer-grid { display: grid; grid-template-columns: minmax(0, 4fr) repeat(3, minmax(0, 2fr)); gap: 32px; }
.footer-brand img { width: 128px; height: auto; margin-bottom: 16px; }
.footer-h { font: 600 var(--fs-0)/1.4 var(--f-text); color: var(--muted); margin-bottom: 12px; }
.site-footer ul { list-style: none; }
.site-footer li a { display: inline-block; padding: 5px 0; color: var(--ink); text-decoration: none; }
.site-footer li a:hover { color: var(--teal); text-decoration: underline; }
.small { font-size: var(--fs-0); color: var(--muted); }
.footer-base { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 24px; margin-top: 40px; padding-block: 20px 72px; border-top: 1px solid var(--line-soft); font-size: var(--fs-0); color: var(--muted); }
.footer-base p { margin: 0; }
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr 1fr; } .footer-brand { grid-column: 1 / -1; } }

/* ---------- Consent ---------- */
.consent { position: fixed; z-index: 60; right: 16px; bottom: 16px; width: min(520px, calc(100% - 32px)); display: grid; gap: 14px; padding: 18px 20px; background: var(--card); border: 1px solid var(--line); box-shadow: 0 24px 60px -24px rgba(23, 44, 52, .45); }
.consent h2 { font: 600 var(--fs-1)/1.3 var(--f-text); margin-bottom: 4px; }
.consent p { margin: 0; font-size: var(--fs-0); line-height: 1.5; }
.consent-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 14px; }
.consent-actions .btn { flex: 1 1 170px; padding-inline: 12px; }
.consent-actions a { font-size: var(--fs-1); }
@media (max-width: 760px) { .consent { right: 8px; bottom: 8px; width: calc(100% - 16px); padding: 14px 16px; } }

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

/* =====================================================================
   Phase 2B
   ===================================================================== */
:root { --warn: #7a4a05; --warn-bg: #f4ead6; --on-dark-3: #8fa9a3; }

/* ---------- Preview bar (prototype only) ---------- */
.preview-badge { display: none; }
.preview-bar { position: fixed; left: 12px; bottom: 12px; z-index: 40; display: flex; flex-wrap: wrap; align-items: center; gap: 4px 14px; max-width: calc(100% - 24px); padding: 6px 8px 6px 12px; background: var(--ink); color: var(--paper); font-size: var(--fs-0); border-radius: 2px; box-shadow: 0 10px 30px -12px rgba(0,0,0,.5); }
.preview-bar p { margin: 0; }
.preview-bar nav { display: flex; align-items: center; gap: 4px; }
.preview-bar nav span { color: var(--on-dark-2); margin-right: 2px; }
.preview-bar a { display: inline-grid; place-items: center; min-height: 28px; padding: 2px 8px; color: var(--paper); text-decoration: none; border: 1px solid rgba(230,239,236,.3); border-radius: 2px; }
.preview-bar a[aria-current="page"] { background: var(--mint); color: var(--ink); border-color: var(--mint); }
.preview-bar :focus-visible { outline-color: var(--mint); }
@media (max-width: 760px) { .preview-bar { bottom: 6px; left: 6px; padding: 3px 8px; font-size: 11px; } }

/* ---------- Dark header (hero B page) ---------- */
.brand .logo-light { display: none; }
.hero-b-page .site-header { background: color-mix(in srgb, var(--petrol) 96%, transparent); }
.hero-b-page .site-header.is-scrolled { border-bottom-color: rgba(230,239,236,.12); }
.hero-b-page .brand .logo-dark { display: none; }
.hero-b-page .brand .logo-light { display: block; }
.hero-b-page .nav-list a { color: var(--on-dark); }
.hero-b-page .nav-list a:hover { color: var(--mint-2); }
.hero-b-page .lang-list { border-left-color: rgba(230,239,236,.2); }
.hero-b-page .lang-list a { color: var(--on-dark-2); }
.hero-b-page .lang-list a[aria-current="page"] { color: var(--petrol); background: var(--on-dark); }
.hero-b-page .site-header .btn { background: var(--mint); border-color: var(--mint); color: var(--petrol); }
.hero-b-page .site-header .btn:hover { background: var(--on-dark); border-color: var(--on-dark); }
.hero-b-page .menu-toggle { color: var(--on-dark); border-color: rgba(230,239,236,.35); }
.hero-b-page .site-header :focus-visible { outline-color: var(--mint); }
@media (max-width: 1080px) {
  .hero-b-page .site-nav { background: var(--petrol); border-bottom-color: rgba(230,239,236,.15); }
  .hero-b-page .nav-list a { border-bottom-color: rgba(230,239,236,.12); }
}

/* ---------- Light buttons for dark grounds ---------- */
.btn-light { background: var(--mint); border-color: var(--mint); color: var(--petrol); }
.btn-light:hover { background: var(--on-dark); border-color: var(--on-dark); color: var(--petrol); }
.btn-ghost-light { background: transparent; border-color: rgba(230,239,236,.55); color: var(--on-dark); }
.btn-ghost-light:hover { background: var(--on-dark); border-color: var(--on-dark); color: var(--petrol); }

/* ---------- Hero B · Fundament ---------- */
.hero-b { background: var(--petrol); color: var(--on-dark-2); padding: clamp(24px, 3.5vw, 48px) 0 clamp(40px, 5vw, 64px); overflow: clip; }
.hero-b-grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 7fr); grid-template-areas: "head fig" "lead fig" "cta fig" "facts facts"; column-gap: clamp(32px, 4vw, 72px); row-gap: 0; align-items: start; }
.hb-head { grid-area: head; padding-top: clamp(8px, 3vw, 48px); }
.hero-b .display { color: #f3f7f4; font-size: clamp(2.3rem, 1.1rem + 3.4vw, 4.35rem); max-width: 14ch; }
.hero-b .hero-line { color: var(--mint); }
.hero-b .hero-lead { grid-area: lead; margin-top: 24px; color: var(--on-dark-2); }
.hero-b .hero-ctas { grid-area: cta; margin-top: 28px; align-self: start; }
.hero-b .hero-facts { grid-area: facts; margin-top: clamp(28px, 3vw, 40px); border-top-color: rgba(230,239,236,.28); }
.hero-b .hero-facts > div + div { border-left-color: rgba(230,239,236,.14); }
.hero-b .hero-facts dt { color: #f3f7f4; }
.hero-b .hero-facts dd { color: var(--on-dark-2); }
.hero-b :focus-visible { outline-color: var(--mint); }

.strata { grid-area: fig; position: relative; margin: 0; max-width: 680px; justify-self: end; width: 100%; }
.strata-svg { width: 60%; height: auto; overflow: visible; }
.strata-list { list-style: none; }
.strata-list li { position: absolute; left: 59%; right: 0; top: var(--y); transform: translateY(-50%); }
.strata-list a { display: grid; gap: 2px; padding: 8px 0 8px 16px; border-left: 2px solid rgba(121,201,193,.28); color: var(--on-dark); text-decoration: none; transition: border-color .25s var(--ease); }
.strata-list a:hover, .strata-list a:focus-visible { border-left-color: var(--mint); }
.strata-list a:hover .sl-name, .strata-list a:focus-visible .sl-name { color: var(--mint-2); }
.sl-name { font: 400 clamp(1.15rem, .9rem + .6vw, 1.5rem)/1.15 var(--f-display); color: #f3f7f4; transition: color .25s var(--ease); }
.sl-sub { font-size: var(--fs-0); line-height: 1.45; color: var(--on-dark-2); }
.strata .mini { display: none; }

.columns line { stroke: rgba(183,203,198,.22); stroke-width: 1; stroke-dasharray: 3 6; }
.slab .top { fill: #1e3d47; stroke: var(--mint); stroke-opacity: .5; stroke-width: 1; transition: fill .35s var(--ease), stroke-opacity .35s; }
.slab .side-l { fill: #0e2128; }
.slab .side-r { fill: #142d36; }
.engr { fill: none; stroke: var(--mint); stroke-width: 1; vector-effect: non-scaling-stroke; opacity: .62; }
.engr-map { fill: rgba(121,201,193,.10); opacity: .9; }
.engr-fill { fill: rgba(121,201,193,.55); }
.engr-dot { fill: var(--mint); }
.leader { stroke: var(--mint); stroke-opacity: .35; stroke-width: 1; stroke-dasharray: 2 4; }
.slab-lift { transition: transform .5s var(--ease); transform: translateY(calc(var(--py, 0) * (var(--i) - 1.5) * 1px)); }
.slab[data-layer="company"] .top { fill: #234652; stroke-opacity: .75; }
.strata:has(li[data-layer="company"] a:is(:hover, :focus-visible)) .slab[data-layer="company"] .slab-lift { transform: translateY(-12px); }
.strata:has(li[data-layer="company"] a:is(:hover, :focus-visible)) .slab[data-layer="company"] .top { fill: #2b5b5f; stroke-opacity: 1; }
.strata:has(li[data-layer="company"] a:is(:hover, :focus-visible)) .slab[data-layer="company"] .leader { stroke-opacity: .9; stroke-dasharray: none; }
.strata:has(li[data-layer="banking"] a:is(:hover, :focus-visible)) .slab[data-layer="banking"] .slab-lift { transform: translateY(-12px); }
.strata:has(li[data-layer="banking"] a:is(:hover, :focus-visible)) .slab[data-layer="banking"] .top { fill: #2b5b5f; stroke-opacity: 1; }
.strata:has(li[data-layer="banking"] a:is(:hover, :focus-visible)) .slab[data-layer="banking"] .leader { stroke-opacity: .9; stroke-dasharray: none; }
.strata:has(li[data-layer="admin"] a:is(:hover, :focus-visible)) .slab[data-layer="admin"] .slab-lift { transform: translateY(-12px); }
.strata:has(li[data-layer="admin"] a:is(:hover, :focus-visible)) .slab[data-layer="admin"] .top { fill: #2b5b5f; stroke-opacity: 1; }
.strata:has(li[data-layer="admin"] a:is(:hover, :focus-visible)) .slab[data-layer="admin"] .leader { stroke-opacity: .9; stroke-dasharray: none; }
.strata:has(li[data-layer="property"] a:is(:hover, :focus-visible)) .slab[data-layer="property"] .slab-lift { transform: translateY(-12px); }
.strata:has(li[data-layer="property"] a:is(:hover, :focus-visible)) .slab[data-layer="property"] .top { fill: #2b5b5f; stroke-opacity: 1; }
.strata:has(li[data-layer="property"] a:is(:hover, :focus-visible)) .slab[data-layer="property"] .leader { stroke-opacity: .9; stroke-dasharray: none; }
/* the one orchestrated entrance: the stack is built from the foundation up (CSS only, no JS) */
@media (prefers-reduced-motion: no-preference) {
  .slab { animation: sk-build .95s var(--ease) both; animation-delay: calc(.12s + var(--i) * .16s); }
  .leader { animation: sk-fade .6s ease-out both; animation-delay: 1.05s; }
  .columns { animation: sk-fade 1.2s ease-out both; animation-delay: .1s; }
  @keyframes sk-build { from { transform: translateY(-56px); opacity: 0; } to { transform: none; opacity: 1; } }
  @keyframes sk-fade { from { opacity: 0; } to { opacity: 1; } }
}

@media (max-width: 1080px) and (min-width: 761px) {
  .hero-b-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  .strata-svg { width: 56%; }
  .strata-list li { left: 54%; }
}
/* mobile: a different composition – headline, then the four layers as a list with stack glyphs */
@media (max-width: 760px) {
  .hero-b-grid { grid-template-columns: 1fr; grid-template-areas: "head" "fig" "cta" "lead" "facts"; }
  .hb-head { padding-top: 4px; }
  .hero-b .display { font-size: clamp(2.05rem, 1.2rem + 3.6vw, 2.6rem); max-width: none; }
  .hero-b .hero-line { font-size: var(--fs-3); margin-top: 10px; }
  .strata { margin-top: 22px; max-width: none; }
  .strata-svg { display: none; }
  .strata-list { border-top: 1px solid rgba(230,239,236,.16); display: flex; flex-direction: column; }
  .strata-list li { position: static; transform: none; border-bottom: 1px solid rgba(230,239,236,.16); }
  .strata-list a { grid-template-columns: 40px minmax(0, 1fr); column-gap: 14px; padding: 10px 0; border-left: 0; align-items: center; }
  .strata .mini { display: block; grid-row: span 2; width: 40px; height: 44px; }
  .mini polygon { fill: rgba(121,201,193,.05); stroke: var(--on-dark-3); stroke-width: 1; }
  .mini polygon.on { fill: var(--mint); stroke: var(--mint); }
  .sl-name { font-size: 1.2rem; }
  .hero-b .hero-ctas { margin-top: 22px; }
  .hero-b .hero-ctas .btn { flex: 1 1 100%; }
  .hero-b .hero-lead { margin-top: 26px; }
  .hero-b .hero-facts > div, .hero-b .hero-facts > div + div { border-bottom-color: rgba(230,239,236,.14); }
}

/* ---------- Hero A · Kartografie ---------- */
.hero-a { padding: clamp(24px, 3.5vw, 48px) 0 clamp(40px, 5vw, 72px); background: var(--paper); }
.hero-a-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); grid-template-areas: "copy atlas" "index index"; gap: clamp(28px, 3vw, 44px) clamp(32px, 4vw, 64px); align-items: center; }
.ha-copy { grid-area: copy; }
.hero-a .hero-lead { margin-top: 22px; }
.hero-a .hero-ctas { margin-top: 28px; }
.atlas { grid-area: atlas; position: relative; margin: 0; }
.atlas-map { width: 100%; height: auto; background: var(--paper); border: 1px solid var(--line); }
.atlas-map pattern line { stroke: #c3cfca; stroke-width: .7; }
.atlas-map .land { fill: var(--paper-2); stroke: #b9c6c0; stroke-width: .8; }
.atlas-map .georgia { fill: var(--card); stroke: var(--petrol); stroke-width: 1.6; stroke-linejoin: round; }
.atlas-map .sea-label { font: italic 400 18px/1 var(--f-display); fill: var(--muted); letter-spacing: .02em; }
.atlas-map .inbound path { fill: none; stroke: var(--teal); stroke-width: 1.4; stroke-dasharray: 3 5; }
.atlas-map .inbound text { font: 600 13px/1 var(--f-text); fill: var(--ink); }
.atlas-map .place circle { fill: var(--petrol); }
.atlas-map .place .ring { fill: none; stroke: var(--teal); stroke-width: 1.2; }
.atlas-map .place text { font: 600 15px/1 var(--f-text); fill: var(--ink); }
.atlas-map .place-major text { font: 400 22px/1 var(--f-display); }
.atlas-from { position: absolute; left: 12px; top: 10px; margin: 0; font-size: var(--fs-0); color: var(--muted); }
.atlas-plate { position: absolute; right: -12px; bottom: -36px; width: 36%; margin: 0; background: var(--card); padding: 8px 8px 6px; box-shadow: 0 24px 48px -28px rgba(23,44,52,.5); }
.atlas-plate img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.atlas-plate p { margin: 6px 0 0; font-size: 12px; color: var(--muted); }
.atlas-source { margin-top: 8px; font-size: 12px; color: var(--muted); }
.atlas-index { grid-area: index; border-top: 1px solid var(--ink); padding-top: 14px; }
.ai-h { font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--muted); margin-bottom: 6px; }
.atlas-index ul { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.atlas-index li + li { border-left: 1px solid var(--line); }
.atlas-index a { display: grid; gap: 2px; padding: 8px 18px 8px 0; color: var(--ink); text-decoration: none; }
.atlas-index li + li a { padding-left: 18px; }
.atlas-index a:hover .sl-name { color: var(--teal); }
.atlas-index .sl-name { color: var(--ink); font-size: 1.3rem; }
.atlas-index .sl-sub { color: var(--muted); }
@media (prefers-reduced-motion: no-preference) {
  .atlas-map .georgia { stroke-dasharray: 1000; animation: sk-draw 2.2s var(--ease) .15s both; }
  .atlas-map .inbound path { animation: sk-fade .8s ease-out 1.6s both; }
  .atlas-map .place { animation: sk-fade .6s ease-out 1.2s both; }
  @keyframes sk-draw { from { stroke-dashoffset: 1000; } to { stroke-dashoffset: 0; } }
}
@media (max-width: 960px) {
  .hero-a-grid { grid-template-columns: 1fr; grid-template-areas: "copy" "atlas" "index"; }
  .atlas-plate { position: static; width: 64%; margin: -48px 0 0 auto; }
  .atlas-index ul { grid-template-columns: 1fr 1fr; }
  .atlas-index li:nth-child(3) { border-left: 0; }
  .atlas-index li:nth-child(3) a { padding-left: 0; }
}
@media (max-width: 560px) {
  .atlas-map { margin-inline: calc(var(--gutter) * -1); width: calc(100% + 2 * var(--gutter)); max-width: none; border-inline: 0; }
  .atlas-index ul { grid-template-columns: 1fr; }
  .atlas-index li + li { border-left: 0; border-top: 1px solid var(--line); }
  .atlas-index li a, .atlas-index li + li a { padding-left: 0; }
}

/* ---------- Section reveal: a hairline draws above each section heading ---------- */
.section-head { position: relative; }
.js .section-head::before { content: ""; position: absolute; left: 0; right: 0; top: calc(clamp(20px, 3vw, 32px) * -1); height: 1px; background: var(--ink); transform-origin: left; transform: scaleX(.08); transition: transform 1.1s var(--ease); }
.js .section-head.in-view::before { transform: scaleX(1); }
.tax .section-head::before { background: var(--on-dark); }
@media (prefers-reduced-motion: reduce) { .js .section-head::before { transform: none; transition: none; } }

/* ---------- Navigator: audience mode, why box, panel CTA ---------- */
.path-side { display: grid; gap: 18px; align-content: start; }
.path-mode { border: 0; margin: 0; padding: 0; display: grid; gap: 6px; }
.path-mode legend { font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--muted); margin-bottom: 8px; padding: 0; }
.path-mode label { position: relative; display: block; }
.path-mode input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.path-mode span { display: flex; align-items: center; gap: 10px; min-height: 44px; padding: 8px 14px; border: 1px solid var(--line); border-radius: var(--r-ctrl); color: var(--ink); font-size: var(--fs-1); background: var(--card); cursor: pointer; }
.path-mode span::before { content: ""; flex: none; width: 14px; height: 14px; border: 1.5px solid var(--ink-2); border-radius: 50%; }
.path-mode input:checked + span { border-color: var(--petrol); background: var(--paper); font-weight: 600; }
.path-mode input:checked + span::before { border: 4px solid var(--petrol); }
.path-mode input:focus-visible + span { outline: 3px solid var(--teal); outline-offset: 2px; }
.path-why { background: var(--petrol); color: var(--on-dark); padding: 20px 22px; }
.path-why h3 { color: #fff; font: 400 var(--fs-3)/1.2 var(--f-display); margin-bottom: 12px; }
.path-why li { font-size: var(--fs-1); margin-bottom: 8px; }
.path-why .ticks li::before { border-color: var(--mint); }
.path-why p { font-size: var(--fs-0); color: var(--on-dark-2); margin: 10px 0 0; }
.path-honest { margin-top: 0; }
.path-cta { margin: 24px 0 0; }

/* ---------- Comparison (ported baseline tools) ---------- */
.compare { background: var(--card); border-top: 1px solid var(--line-soft); }
.cmp-tabs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0; margin-bottom: 0; border-bottom: 1px solid var(--ink); }
.cmp-tabs button { display: grid; gap: 2px; text-align: left; min-height: 64px; padding: 14px 18px; border: 0; border-bottom: 3px solid transparent; background: transparent; color: var(--ink-2); font: inherit; cursor: pointer; }
.cmp-tabs button strong { font: 400 var(--fs-4)/1.1 var(--f-display); color: var(--ink); }
.cmp-tabs button span { font-size: var(--fs-0); color: var(--muted); }
.cmp-tabs button[aria-selected="true"] { border-bottom-color: var(--teal); background: var(--paper); }
.cmp-panel { padding-top: clamp(24px, 3vw, 40px); }
.js .cmp-h { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.cmp-h { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 18px; }
.cmp-h span { font: 400 var(--fs-1)/1 var(--f-text); color: var(--muted); }
.cmp-grid { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 4fr); gap: clamp(24px, 3vw, 48px); align-items: start; }
.cmp-toolbar { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 16px; align-items: center; margin-bottom: 8px; }
.cmp-all { display: inline-flex; align-items: center; gap: 8px; min-height: 40px; font-weight: 600; color: var(--ink); font-size: var(--fs-1); }
.cmp-table { font-size: var(--fs-1); }
.cmp-table thead th { font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--muted); text-align: right; padding: 8px 10px; border-bottom: 1px solid var(--ink); }
.cmp-table thead th:first-child { text-align: left; }
.cmp-table tbody th, .cmp-table td { padding: 10px; border-bottom: 1px solid var(--line-soft); vertical-align: middle; }
.cmp-table tbody th { text-align: left; font-weight: 400; }
.cmp-table .num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; color: var(--ink); }
.cmp-table .qty { text-align: right; white-space: nowrap; }
.cmp-table .qty small { display: inline-block; min-width: 4.6em; text-align: left; color: var(--muted); }
.cmp-table input[type="number"], .cmp-table input[type="text"], .fee-row input, .fee-row select, .scenario input { min-height: 40px; padding: 6px 8px; border: 1px solid var(--line); border-radius: var(--r-ctrl); background: #fff; color: var(--ink); font: inherit; font-variant-numeric: tabular-nums; }
.cmp-table .qty input { width: 4.4em; text-align: right; }
.cmp-edit input { width: 6.5em; text-align: right; margin-top: 4px; }
.cmp-table tr.is-off .num, .cmp-table tr.is-off .qty, .cmp-table tr.is-off strong { color: var(--muted); }
.cmp-table tr.is-off strong { text-decoration: line-through; text-decoration-thickness: 1px; }
.cmp-table [aria-invalid="true"], .fee-row [aria-invalid="true"], .scenario [aria-invalid="true"] { border-color: #a4282c; }
.cmp-item { display: flex; align-items: center; gap: 10px; cursor: pointer; }
.cmp-item input { width: 20px; height: 20px; accent-color: var(--teal); flex: none; }
.cmp-item .ico { width: 22px; height: 22px; color: var(--teal); }
.cmp-item strong { display: block; color: var(--ink); font-weight: 600; }
.cmp-item small { display: block; color: var(--muted); line-height: 1.35; }
.cmp-all input { width: 20px; height: 20px; accent-color: var(--teal); }
.balance { position: sticky; top: calc(var(--header-h) + 16px); background: var(--petrol); color: var(--on-dark); padding: clamp(20px, 2.4vw, 30px); display: grid; gap: 18px; }
.balance :focus-visible { outline-color: var(--mint); }
.seg-dark { margin: 0; }
.seg-dark span { background: transparent; color: var(--on-dark); border-color: rgba(230,239,236,.5); min-height: 40px; }
.seg-dark input:checked + span { background: var(--on-dark); color: var(--petrol); }
.bal-row { display: grid; gap: 6px; }
.bal-top { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.bal-top span { color: var(--on-dark-2); font-size: var(--fs-1); }
.bal-top strong { font: 400 clamp(1.5rem, 1.1rem + 1vw, 2rem)/1 var(--f-display); color: #fff; font-variant-numeric: tabular-nums; }
.bal-bar { height: 8px; background: rgba(230,239,236,.12); }
.bal-bar i { display: block; height: 100%; background: var(--on-dark-2); transition: width .5s var(--ease); }
.bal-row.ge .bal-bar i { background: var(--mint); }
.bal-delta { border-top: 1px solid rgba(230,239,236,.2); padding-top: 16px; }
.bal-delta p { margin: 0; }
.bal-delta .t { color: var(--on-dark-2); font-size: var(--fs-1); }
.bal-delta .v { font: 400 clamp(2rem, 1.4rem + 1.6vw, 2.8rem)/1.05 var(--f-display); color: var(--mint-2); margin-top: 4px; font-variant-numeric: tabular-nums; }
.bal-delta .v small { font: 600 var(--fs-1)/1 var(--f-text); color: var(--on-dark); margin-left: 8px; }
.bal-delta .f { color: var(--on-dark-2); font-size: var(--fs-0); margin-top: 8px; }
.balance-msg { margin: 0; color: var(--on-dark); }
.balance-nojs { margin: 0; color: var(--on-dark-2); font-size: var(--fs-1); }
.fee-rows { border-top: 1px solid var(--ink); }
.fee-row { display: grid; grid-template-columns: minmax(0, 1fr) auto 2.6em; gap: 10px 14px; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--line-soft); }
.fee-where { font: 600 var(--fs-0)/1 var(--f-text); color: var(--muted); text-align: right; }
.money { display: inline-flex; align-items: center; gap: 6px; }
.fee-row .money input { width: 7.5em; text-align: right; }
.fee-row select { max-width: 19em; }
.fee-extras { grid-template-columns: minmax(0, 1fr); }
.extras-in { display: flex; flex-wrap: wrap; gap: 10px 22px; padding-left: 30px; }
.extras-in .money > span:first-child { font-weight: 600; font-size: var(--fs-0); color: var(--muted); }
.capital { margin-top: 24px; padding: 18px 20px; background: var(--paper); border-left: 3px solid var(--ink); }
.capital h4 { margin-bottom: 10px; }
.capital dl { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 24px; margin: 0 0 12px; }
.capital dt { font-weight: 600; color: var(--ink); font-size: var(--fs-1); }
.capital dd { margin: 2px 0 0; font-size: var(--fs-1); }
.capital p { font-size: var(--fs-0); color: var(--muted); margin: 0; }
.disclosure { margin-top: 20px; border-top: 1px solid var(--line); }
.disclosure summary { display: flex; justify-content: space-between; align-items: center; gap: 12px; min-height: 48px; cursor: pointer; font-weight: 600; color: var(--ink); list-style: none; }
.disclosure summary::-webkit-details-marker { display: none; }
.disclosure summary .ico { width: 18px; height: 18px; transition: transform .25s var(--ease); }
.disclosure[open] summary .ico { transform: rotate(45deg); }
.disclosure p { font-size: var(--fs-1); color: var(--ink-2); }
.sources { margin-top: 36px; }
.src-links { list-style: none; display: flex; flex-wrap: wrap; gap: 4px 20px; font-size: var(--fs-1); padding-bottom: 12px; }
.src-links a { display: inline-flex; align-items: center; gap: 5px; min-height: 32px; }
.js .cmp-panel[hidden] { display: none; }
@media (max-width: 960px) { .cmp-grid { grid-template-columns: 1fr; } .balance { position: static; } }
@media (max-width: 640px) {
  .cmp-tabs button strong { font-size: var(--fs-3); }
  .cmp-table thead { display: none; }
  .cmp-table, .cmp-table tbody, .cmp-table tr { display: block; }
  .cmp-table tr { display: grid; grid-template-columns: 1fr 1fr; gap: 6px 10px; padding: 12px 0; border-bottom: 1px solid var(--line-soft); }
  .cmp-table tbody th { grid-column: 1 / -1; padding: 0; border: 0; }
  .cmp-table td { padding: 0 0 0 30px; border: 0; text-align: left; }
  .cmp-table td.num::before { content: attr(data-label) " "; font-weight: 600; font-size: var(--fs-0); color: var(--muted); }
  .cmp-table td.qty { grid-column: 1 / -1; text-align: left; }
  .fee-row { grid-template-columns: minmax(0, 1fr) 2.6em; }
  .fee-row > .money, .fee-row > .select { grid-column: 1; padding-left: 30px; }
  .fee-row > .fee-where { grid-row: 1; grid-column: 2; }
  .fee-row select { max-width: 100%; width: 100%; }
  .capital dl { grid-template-columns: 1fr; }
}

/* ---------- Real estate: project index instead of a card grid ---------- */
.list-h { font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--muted); margin-bottom: 8px; }
.projects { display: block; background: none; border: 0; border-top: 1px solid var(--ink); }
.project { display: grid; grid-template-columns: minmax(0, 3fr) minmax(0, 4fr) minmax(0, 6fr) auto; gap: 8px 28px; align-items: baseline; min-height: 0; padding: 18px 0; background: none; border-bottom: 1px solid var(--line); }
.project h3 { order: 0; margin: 0; font-size: var(--fs-4); }
.project-city { order: -1; margin: 0; }
.project p { margin: 0; }
.project-links { margin: 0; padding: 0; justify-content: flex-end; }
.project:hover h3 { color: var(--teal); }
@media (max-width: 960px) { .projects { grid-template-columns: none; } .project { grid-template-columns: minmax(0, 1fr) minmax(0, 2fr); } .project-links { grid-column: 1 / -1; justify-content: flex-start; } }
@media (max-width: 600px) { .project { grid-template-columns: 1fr; gap: 4px; } }

/* ---------- Investment worked example ---------- */
.scenario { margin-top: clamp(48px, 6vw, 80px); padding: clamp(22px, 3vw, 40px); background: var(--card); border: 1px solid var(--line); }
.scn-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 12px 24px; }
.scn-head h3 { font: 400 var(--fs-4)/1.2 var(--f-display); }
.scn-badge { display: inline-flex; align-items: center; gap: 8px; margin: 0; padding: 6px 12px; background: var(--warn-bg); color: var(--warn); font-weight: 600; font-size: var(--fs-1); border: 1px solid #d9c49a; }
.scn-badge .ico { width: 18px; height: 18px; }
.scn-intro { margin: 14px 0 22px; color: var(--ink-2); font-size: var(--fs-1); }
.scn-grid { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 4fr) minmax(0, 4fr); gap: clamp(20px, 3vw, 40px); align-items: start; }
.scn-inputs { display: grid; gap: 14px; }
.scn-inputs .money { width: 100%; }
.scn-inputs .money input { flex: 1; min-width: 0; text-align: right; }
.scn-inputs .money span { width: 1.2em; color: var(--muted); }
.scn-out dl { margin: 0; border-top: 1px solid var(--ink); }
.scn-out dl > div { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--line-soft); }
.scn-out dt { color: var(--ink-2); font-size: var(--fs-1); }
.scn-out dd { margin: 0; font: 400 var(--fs-3)/1.1 var(--f-display); color: var(--ink); font-variant-numeric: tabular-nums; }
.scn-out dl > div[data-k="out_net_y"] dd { font-size: var(--fs-4); }
.scn-formula { margin-top: 12px; font-size: var(--fs-0); color: var(--muted); }
.scn-risks { background: var(--warn-bg); border-left: 4px solid var(--warn); padding: 18px 20px; }
.scn-risks h4 { color: var(--warn); margin-bottom: 10px; font-size: var(--fs-1); }
.scn-risks ul { list-style: none; }
.scn-risks li { font-size: var(--fs-1); color: #3d2a08; padding-left: 16px; position: relative; margin-bottom: 8px; }
.scn-risks li::before { content: ""; position: absolute; left: 0; top: .6em; width: 7px; height: 7px; background: var(--warn); }
@media (max-width: 1080px) { .scn-grid { grid-template-columns: 1fr 1fr; } .scn-risks { grid-column: 1 / -1; } }
@media (max-width: 640px) { .scn-grid { grid-template-columns: 1fr; } }
.seg legend.sr-only { width: 1px; }
.cmp-tabs button { min-width: 0; }
.cmp-tabs button strong, .cmp-tabs button span { overflow-wrap: anywhere; }
.atlas-plate img { height: auto; }
.atlas-plate { top: -28px; bottom: auto; width: 27%; }
@media (max-width: 960px) { .atlas-plate { position: static; width: 56%; margin: 12px 0 0 auto; } }
.cmp-table .num, .bal-top strong, .bal-delta .v, .scn-out dd { font-variant-numeric: lining-nums proportional-nums; }
.cmp-tabs button strong, .cmp-tabs button span { overflow-wrap: break-word; hyphens: auto; }
@media (max-width: 640px) { .cmp-tabs button { padding: 12px; } .cmp-tabs button strong { font-size: var(--fs-2); font-family: var(--f-text); font-weight: 600; } }

/* =====================================================================
   Phase 2C
   ===================================================================== */

/* ---------- Hero "Fundament" v2: five layers on a surveyed ground plate ---------- */
.hero-b { position: relative; padding-bottom: clamp(36px, 4vw, 56px); }
.hero-b::before { content: ""; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(60% 70% at 72% 46%, rgba(121, 201, 193, .10), transparent 70%); }
.hero-b > .wrap { position: relative; max-width: calc(1380px + 2 * var(--gutter)); }
.hero-b-grid { grid-template-columns: minmax(0, 6fr) minmax(0, 7fr); }
.hero-b .display { font-size: clamp(2.3rem, 1.05rem + 3.3vw, 4.5rem); }
.hero-b .hero-line { font-size: clamp(1.4rem, 1rem + 1vw, 2rem); font-style: italic; letter-spacing: -.005em; }
.strata { max-width: 760px; }
.strata-svg { width: 55%; }
.strata-list li { left: 55%; }
.strata-list a { padding: 6px 0 6px 16px; }
.sl-short { display: none; }

.slab .top { fill: url(#sk-top); stroke: var(--mint); stroke-opacity: .28; }
.slab .side-l { fill: url(#sk-left); }
.slab .side-r { fill: url(#sk-right); }
.slab[data-layer="company"] .top { fill: url(#sk-top); stroke-opacity: .55; }
.edge-lit { fill: none; stroke: var(--mint-2); stroke-width: 1.2; stroke-opacity: .7; stroke-linejoin: round; }
.engr { opacity: .55; }
.dot-tbs { fill: #e9f6f3; }
.ground-grid line { stroke: rgba(167, 222, 214, .10); stroke-width: 1; vector-effect: non-scaling-stroke; }
.ground-edge { fill: rgba(121, 201, 193, .025); stroke: rgba(167, 222, 214, .28); stroke-width: 1; }
.ground-coord { fill: var(--on-dark-3); font: 500 10px/1 var(--f-text); letter-spacing: .08em; }
.slab-lift { transition: transform .5s var(--ease), filter .5s var(--ease); }
.slab .top, .slab .edge-lit { transition: fill .35s var(--ease), stroke-opacity .35s var(--ease); }
/* active layer: from label hover/focus (CSS :has) or slab hover (JS data-hot) */
.strata:has(li[data-layer="company"] a:is(:hover .slab-lift, :focus-visible)) .slab[data-layer="company"] .slab-lift, .strata[data-hot="company"] .slab[data-layer="company"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata:has(li[data-layer="company"] a:is(:hover .top, :focus-visible)) .slab[data-layer="company"] .top, .strata[data-hot="company"] .slab[data-layer="company"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata:has(li[data-layer="company"] a:is(:hover .leader, :focus-visible)) .slab[data-layer="company"] .leader, .strata[data-hot="company"] .slab[data-layer="company"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-hot="company"] li[data-layer="company"] a { border-left-color: var(--mint); }
.strata[data-hot="company"] li[data-layer="company"] .sl-name { color: var(--mint-2); }
.strata:has(li[data-layer="banking"] a:is(:hover .slab-lift, :focus-visible)) .slab[data-layer="banking"] .slab-lift, .strata[data-hot="banking"] .slab[data-layer="banking"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata:has(li[data-layer="banking"] a:is(:hover .top, :focus-visible)) .slab[data-layer="banking"] .top, .strata[data-hot="banking"] .slab[data-layer="banking"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata:has(li[data-layer="banking"] a:is(:hover .leader, :focus-visible)) .slab[data-layer="banking"] .leader, .strata[data-hot="banking"] .slab[data-layer="banking"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-hot="banking"] li[data-layer="banking"] a { border-left-color: var(--mint); }
.strata[data-hot="banking"] li[data-layer="banking"] .sl-name { color: var(--mint-2); }
.strata:has(li[data-layer="admin"] a:is(:hover .slab-lift, :focus-visible)) .slab[data-layer="admin"] .slab-lift, .strata[data-hot="admin"] .slab[data-layer="admin"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata:has(li[data-layer="admin"] a:is(:hover .top, :focus-visible)) .slab[data-layer="admin"] .top, .strata[data-hot="admin"] .slab[data-layer="admin"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata:has(li[data-layer="admin"] a:is(:hover .leader, :focus-visible)) .slab[data-layer="admin"] .leader, .strata[data-hot="admin"] .slab[data-layer="admin"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-hot="admin"] li[data-layer="admin"] a { border-left-color: var(--mint); }
.strata[data-hot="admin"] li[data-layer="admin"] .sl-name { color: var(--mint-2); }
.strata:has(li[data-layer="construction"] a:is(:hover .slab-lift, :focus-visible)) .slab[data-layer="construction"] .slab-lift, .strata[data-hot="construction"] .slab[data-layer="construction"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata:has(li[data-layer="construction"] a:is(:hover .top, :focus-visible)) .slab[data-layer="construction"] .top, .strata[data-hot="construction"] .slab[data-layer="construction"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata:has(li[data-layer="construction"] a:is(:hover .leader, :focus-visible)) .slab[data-layer="construction"] .leader, .strata[data-hot="construction"] .slab[data-layer="construction"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-hot="construction"] li[data-layer="construction"] a { border-left-color: var(--mint); }
.strata[data-hot="construction"] li[data-layer="construction"] .sl-name { color: var(--mint-2); }
.strata:has(li[data-layer="property"] a:is(:hover .slab-lift, :focus-visible)) .slab[data-layer="property"] .slab-lift, .strata[data-hot="property"] .slab[data-layer="property"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata:has(li[data-layer="property"] a:is(:hover .top, :focus-visible)) .slab[data-layer="property"] .top, .strata[data-hot="property"] .slab[data-layer="property"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata:has(li[data-layer="property"] a:is(:hover .leader, :focus-visible)) .slab[data-layer="property"] .leader, .strata[data-hot="property"] .slab[data-layer="property"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-hot="property"] li[data-layer="property"] a { border-left-color: var(--mint); }
.strata[data-hot="property"] li[data-layer="property"] .sl-name { color: var(--mint-2); }
.slab { cursor: pointer; }

/* choreography (runs once, CSS only): ground → slabs from the foundation up → engravings → leaders → Tbilisi */
@media (prefers-reduced-motion: no-preference) {
  .ground { animation: sk-fade .9s ease-out both; }
  .slab { animation: sk-build 1s var(--ease) both; animation-delay: calc(.25s + var(--i) * .13s); }
  .engr-g { animation: sk-fade .8s ease-out both; animation-delay: calc(.75s + var(--i) * .13s); }
  .leader { animation: sk-fade .5s ease-out both; animation-delay: calc(1.05s + var(--i) * .08s); }
  .columns { animation: sk-fade 1.2s ease-out both; animation-delay: .2s; }
  .dot-tbs { animation: sk-glow 1.4s ease-out 1.5s 1 both; transform-box: fill-box; transform-origin: center; }
  @keyframes sk-build { from { transform: translateY(-64px); opacity: 0; } 60% { opacity: 1; } to { transform: none; opacity: 1; } }
  @keyframes sk-glow { 0% { transform: scale(1); } 40% { transform: scale(2.2); } 100% { transform: scale(1); } }
}
@media (prefers-reduced-motion: reduce) { .slab-lift { transition: none; } }

/* tablet: single column, figure keeps labels with descriptions */
@media (max-width: 1080px) and (min-width: 761px) {
  .hero-b-grid { grid-template-columns: 1fr; grid-template-areas: "head" "fig" "lead" "cta" "facts"; }
  .hb-head .display { max-width: 18ch; }
  .strata { justify-self: stretch; max-width: 720px; margin: 28px auto 0; }
  .strata-svg { display: block; width: 46%; }
  .strata-list li { left: 46%; }
}
/* phone: separately art-directed – compact isometric stack beside short layer names, inside the first viewport */
@media (max-width: 760px) {
  .hero-b { padding-top: 18px; }
  .hero-b-grid { grid-template-areas: "head" "fig" "cta" "lead" "facts"; }
  .hero-b .display { font-size: clamp(1.85rem, 1.1rem + 3.6vw, 2.55rem); line-height: 1.04; }
  .hero-b .hero-line { font-size: 1.2rem; margin-top: 8px; }
  .strata { margin-top: 12px; }
  .strata-svg { display: block; width: 44%; margin-left: -2%; }
  .strata-list { border: 0; display: block; }
  .strata-list li { position: absolute; left: 44%; right: 0; top: var(--y); transform: translateY(-50%); border: 0; }
  .strata-list a { display: block; padding: 4px 0 4px 12px; border-left: 2px solid rgba(121, 201, 193, .3); min-height: 32px; }
  .strata .mini, .sl-sub { display: none; }
  .sl-long { display: none; }
  .sl-short { display: inline; }
  .sl-name { font-size: 1.05rem; line-height: 1.2; }
  .ground-coord { display: none; }
  .hero-b .hero-ctas { margin-top: 14px; }
}
@media (max-width: 360px) { .strata-svg { width: 42%; } .strata-list li { left: 42%; } .sl-name { font-size: .98rem; } .hero-b .display { font-size: 1.75rem; } }

/* ---------- Pending (owner confirmation) markers ---------- */
.pending { margin: 20px 0 0; padding: 12px 14px; border: 1px dashed var(--warn); background: var(--warn-bg); color: #3d2a08; font-size: var(--fs-1); }
.pending-tag { display: inline-block; padding: 2px 8px; border: 1px dashed var(--warn); color: var(--warn); font-size: var(--fs-0); font-weight: 600; }
.ledger-request { margin-top: 1px; }
.ledger-pending { margin: 0; font-size: var(--fs-1); color: var(--ink-2); }
.ledger-price .on-request { font: 400 var(--fs-3)/1.2 var(--f-display); display: block; }
.ledger-price .text-link { margin-top: 6px; font-size: var(--fs-1); }
.statement-excl .vat { font-weight: 600; color: var(--ink); }

/* ---------- Real estate: images + disclosure ---------- */
.disclosure-note { margin: 0 0 14px; padding: 10px 14px; background: var(--card); border-left: 3px solid var(--teal); font-size: var(--fs-1); color: var(--ink); max-width: none; }
.project { grid-template-columns: 200px minmax(0, 2.4fr) minmax(0, 3fr) minmax(0, 5fr) auto; align-items: center; }
.project-img { width: 200px; aspect-ratio: 16 / 9; object-fit: cover; background: var(--paper-2); }
.img-credit { margin: 10px 0 0; font-size: var(--fs-0); color: var(--muted); }
@media (max-width: 1080px) { .project { grid-template-columns: 160px minmax(0, 1fr) minmax(0, 2fr); } .project-img { width: 160px; grid-row: span 3; } .project-links { grid-column: 2 / -1; } }
@media (max-width: 600px) { .project { grid-template-columns: 1fr; } .project-img { width: 100%; grid-row: auto; } .project-links { grid-column: 1; } }

/* ---------- Yield calculator (empty by default) ---------- */
.scn-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 4fr) minmax(0, 3fr); }
.scn-group { border: 0; margin: 0; padding: 0 0 6px; display: grid; gap: 12px; }
.scn-group + .scn-group { border-top: 1px solid var(--line-soft); padding-top: 14px; }
.scn-group legend { font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--muted); padding: 0; margin-bottom: 8px; }
.scn-req-note { font-size: var(--fs-0); color: var(--muted); margin: 0; }
.scn-waiting { margin: 0; padding: 18px; border: 1px dashed var(--line); color: var(--ink-2); font-size: var(--fs-1); }
.scn-zero { margin: 12px 0 0; font-size: var(--fs-0); color: var(--warn); }
.scn-project { margin: 14px 0 0; padding-top: 12px; border-top: 1px solid #d9c49a; font-size: var(--fs-0); color: #3d2a08; }
@media (max-width: 1080px) { .scn-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .scn-grid { grid-template-columns: 1fr; } }

/* ---------- Contact status ---------- */
.form-status.is-err { padding: 14px 16px; background: #f8e8e6; border-left: 3px solid #a4282c; color: var(--ink); }
.contact-form button[disabled] { opacity: .6; cursor: progress; }

/* ---------- Comparison: link to the dedicated pages ---------- */
.page-link { margin: 18px 0 0; }

/* ---------- Dedicated comparison pages ---------- */
.page-intro { background: var(--petrol); color: var(--on-dark-2); padding: clamp(28px, 4vw, 56px) 0 clamp(32px, 4vw, 56px); }
.crumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 4px 10px; font-size: var(--fs-0); }
.crumbs li + li::before { content: "/"; margin-right: 10px; color: var(--on-dark-3); }
.crumbs a { color: var(--on-dark-2); display: inline-block; min-height: 24px; }
.crumbs a[aria-current] { color: var(--on-dark); text-decoration: none; }
.page-h1 { margin-top: 18px; color: #f3f7f4; font: 360 clamp(2rem, 1.2rem + 2.6vw, 3.4rem)/1.05 var(--f-display); letter-spacing: -.015em; max-width: 22ch; }
.page-lead { margin: 18px 0 0; max-width: 62ch; color: var(--on-dark-2); font-size: var(--fs-2); }
.page-intro :focus-visible { outline-color: var(--mint); }
.compare-page { padding-top: clamp(32px, 4vw, 56px); }
.page-next { padding-block: clamp(40px, 5vw, 72px); background: var(--paper); }
.next-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.next-card { display: grid; grid-template-columns: 1fr auto; gap: 4px 16px; align-items: center; padding: 22px 24px; background: var(--card); border: 1px solid var(--line); color: var(--ink); text-decoration: none; transition: border-color .2s var(--ease); }
.next-card span { grid-column: 1; font-size: var(--fs-0); color: var(--muted); }
.next-card strong { grid-column: 1; font: 400 var(--fs-4)/1.15 var(--f-display); }
.next-card .ico { grid-column: 2; grid-row: 1 / span 2; width: 22px; height: 22px; transition: transform .2s var(--ease); }
.next-card:hover { border-color: var(--teal); } .next-card:hover .ico { transform: translateX(4px); }
@media (max-width: 760px) { .next-grid { grid-template-columns: 1fr; } }
@media (max-width: 760px) { .hero-b-grid { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 360px) {
  .opt { flex-wrap: wrap; } .opt em { margin-left: auto; }
  .step-controls .btn-small { padding-inline: 10px; }
  .step-controls { gap: 8px; }
}
@media (max-width: 860px) { .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } .footer-grid a { overflow-wrap: anywhere; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: minmax(0, 1fr); } }
.next-card { min-width: 0; } .next-card strong { overflow-wrap: break-word; hyphens: auto; }
@media (max-width: 400px) { .next-card { padding: 18px 16px; } .next-card strong { font-size: var(--fs-3); } }
@media (max-width: 1080px) and (min-width: 761px) {
  .hero-b-grid { grid-template-areas: "head" "cta" "fig" "lead" "facts"; }
  .hero-b .hero-ctas { margin-top: 22px; }
  .strata { margin-top: 8px; }
  .strata-svg { width: 40%; } .strata-list li { left: 40%; }
}
/* reserve space for JS-enhanced controls/results → no layout shift when the script runs */
html:not(.js) [data-cmp-edit], html:not(.js) [data-cmp-period] { visibility: hidden; }
.balance-body { min-height: 236px; }
.capital-h { font: 600 var(--fs-1)/1.4 var(--f-text); color: var(--ink); margin-bottom: 10px; }
.anchor-alias { display: block; height: 0; overflow: hidden; }
.project-img { order: -2; height: auto; align-self: center; }

/* =====================================================================
   Phase 2D – warmth, colour and original photography
   ===================================================================== */
:root {
  --paper: #f8f4ed;      /* ivory ground */
  --paper-2: #efe6d8;    /* warm sand */
  --sand: #e6d8c3;       /* deeper sand for blocks */
  --card: #fffdf9;
  --ink: #172c34;        /* petrol stays the anchor colour */
  --ink-2: #384a50;
  --muted: #5b6562;
  --line: #d8ccb9;
  --line-soft: #e8dfd0;
  --teal: #1d6a65;
  --coral: #ad4d29;      /* terracotta – text-safe on ivory and sand (≥ 4.5:1) */
  --coral-soft: #f3dfd3;
  --gold: #b3873a;       /* decorative only */
}
body { background: var(--paper); }
.site-header { background: color-mix(in srgb, var(--paper) 95%, transparent); }
.lang-list a[aria-current="page"] { background: var(--sand); }

/* section rhythm: ivory / white / sand, petrol only as an accent band */
.paths { background: var(--card); border-top: 0; }
.services { background: var(--paper-2); }
.explorer { background: var(--paper); }
.compare { background: var(--card); border-top: 0; }
.process { background: var(--paper-2); }
.banking { background: var(--paper); }
.invest { background: var(--card); }
.tax { background: var(--petrol); border-top: 4px solid var(--coral); }
.faq { background: var(--paper); }
.contact { background: var(--paper-2); }
.js .section-head::before { background: var(--coral); height: 2px; }
.kicker, .ai-h, .list-h { color: var(--coral); }
.hero-facts dt { color: var(--ink); }

/* ---------- Hero: editorial (selected) ---------- */
.hero-ed { padding: clamp(28px, 3.5vw, 48px) 0 clamp(40px, 5vw, 64px); background: var(--paper); overflow: clip; }
.hero-ed > .wrap { max-width: calc(1380px + 2 * var(--gutter)); }
.ed-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); grid-template-areas: "copy visual" "lead visual" "cta visual" "facts facts"; column-gap: clamp(32px, 4.5vw, 72px); align-items: start; }
.ed-copy { grid-area: copy; padding-top: clamp(8px, 3vw, 44px); }
.hero-ed .display { font-size: clamp(2.3rem, 1.05rem + 3.1vw, 4.25rem); color: var(--ink); max-width: 14ch; }
.hero-ed .hero-line { color: var(--coral); font-style: italic; font-size: clamp(1.4rem, 1rem + 1vw, 2rem); margin-top: 16px; }
.hero-ed .hero-lead { grid-area: lead; margin-top: 22px; color: var(--ink-2); }
.hero-ed .hero-ctas { grid-area: cta; margin-top: 26px; }
.hero-ed .hero-facts { grid-area: facts; margin-top: clamp(32px, 4vw, 52px); border-top: 2px solid var(--ink); }
.hero-ed .hero-facts dt { color: var(--coral); }
.ed-visual { grid-area: visual; position: relative; }
.ed-visual::before { content: ""; position: absolute; z-index: 0; right: calc(var(--gutter) * -1 - 40px); top: -28px; width: 62%; height: 78%; background: var(--sand); }
.ed-photo { position: relative; z-index: 1; margin: 0; }
.ed-photo img { width: 100%; height: auto; aspect-ratio: 1024 / 640; object-fit: cover; box-shadow: 0 30px 60px -36px rgba(23, 44, 52, .45); }
.ed-photo figcaption { position: absolute; right: 12px; top: 12px; padding: 4px 10px; background: rgba(255, 253, 249, .92); color: var(--ink); font-size: 12px; font-weight: 600; }
.ed-card { position: relative; z-index: 2; width: min(580px, 94%); margin: -132px 0 0 -56px; padding: 16px 20px 6px; background: var(--petrol); color: var(--on-dark); box-shadow: 0 36px 70px -34px rgba(23, 44, 52, .65); }
.ed-card-h { margin: 0; font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--mint-2); letter-spacing: .01em; }
.ed-card .strata { max-width: none; margin: 0; }
.ed-card .strata-svg { width: 36%; }
.ed-card .strata-list li { left: 36%; }
.ed-card .sl-name { font-size: clamp(1.02rem, .85rem + .45vw, 1.25rem); }
.ed-card .ground-coord { display: none; }
.ed-card :focus-visible { outline-color: var(--mint); }

@media (max-width: 1080px) and (min-width: 761px) {
  .ed-grid { grid-template-columns: 1fr; grid-template-areas: "copy" "cta" "visual" "lead" "facts"; }
  .hero-ed .display { max-width: 18ch; }
  .hero-ed .hero-ctas { margin-bottom: 28px; }
  .ed-card { margin: -110px 0 0 24px; width: min(560px, 88%); }
  .ed-card .strata-svg { width: 36%; } .ed-card .strata-list li { left: 36%; }
}
/* phone: headline → photo crop → five-layer card overlapping the photo → CTA */
@media (max-width: 760px) {
  .hero-ed { padding-top: 16px; }
  .ed-grid { grid-template-columns: minmax(0, 1fr); grid-template-areas: "copy" "visual" "cta" "lead" "facts"; }
  .hero-ed .display { font-size: clamp(1.85rem, 1.1rem + 3.6vw, 2.5rem); line-height: 1.04; max-width: none; }
  .hero-ed .hero-line { font-size: 1.2rem; margin-top: 6px; }
  .ed-visual { margin: 14px calc(var(--gutter) * -1) 0; }
  .ed-visual::before { display: none; }
  .ed-photo img { aspect-ratio: 16 / 9; box-shadow: none; }
  .ed-card { width: auto; margin: -44px var(--gutter) 0; padding: 10px 12px 2px; }
  .ed-card-h { font-size: 12px; }
  .ed-card .strata-svg { width: 34%; } .ed-card .strata-list li { left: 34%; }
  .ed-card .sl-name { font-size: 1rem; }
  .hero-ed .hero-ctas { margin-top: 16px; }
  .hero-ed .hero-ctas .btn { flex: 1 1 100%; }
  .hero-ed .hero-facts > div, .hero-ed .hero-facts > div + div { border-bottom-color: var(--line); }
}
@media (max-width: 360px) {
  .ed-photo img { aspect-ratio: 2 / 1; }
  .ed-card .strata-svg { width: 31%; } .ed-card .strata-list li { left: 31%; }
  .hero-ed .display { font-size: 1.72rem; }
}

/* ---------- Hero: hybrid (alternative, preview pages) ---------- */
.hero-hy { position: relative; isolation: isolate; }
.hy-bg { position: absolute; inset: 0; z-index: -1; }
.hy-bg img { width: 100%; height: 100%; object-fit: cover; object-position: 70% 40%; }
.hero-hy::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(23, 44, 52, .94) 0%, rgba(23, 44, 52, .82) 46%, rgba(23, 44, 52, .62) 100%); }
.hero-hy::before { z-index: 0; }

/* ---------- Navigator: pillar icons ---------- */
.path-choice { grid-template-columns: 34px minmax(0, 1fr); column-gap: 12px; align-items: start; }
.path-ico { grid-row: 1 / span 3; padding-top: 2px; color: var(--coral); }
.path-ico .ico { width: 28px; height: 28px; stroke-width: 1.4; }
.path-choice:has(input:checked) { border-left-color: var(--coral); background: var(--paper); }
.path-label, .path-hint { grid-column: 2; }

/* ---------- Real estate: editorial feature with original visualisations ---------- */
.estate-feature { display: grid; grid-template-columns: minmax(0, 8fr) minmax(0, 4fr); grid-template-rows: auto 1fr; gap: 18px 24px; margin-bottom: clamp(36px, 5vw, 64px); }
.estate-feature figure { position: relative; margin: 0; }
.estate-feature img { width: 100%; height: auto; aspect-ratio: 16 / 9; object-fit: cover; }
.ef-main { grid-row: 1 / span 2; }
.estate-feature figcaption { margin-top: 8px; font-size: var(--fs-0); color: var(--muted); }
.estate-feature figcaption strong { display: block; color: var(--ink); font-size: var(--fs-1); }
.ef-note { margin: 0; align-self: end; padding: 14px 16px; background: var(--paper-2); border-left: 3px solid var(--coral); font-size: var(--fs-1); color: var(--ink); }
.viz-tag { position: absolute; left: 10px; top: 10px; z-index: 1; padding: 3px 8px; background: rgba(255, 253, 249, .94); color: var(--ink); font-size: 11px; font-weight: 600; letter-spacing: .01em; }
.viz-sm { left: 6px; top: 6px; font-size: 10px; padding: 2px 6px; }
.project-media { position: relative; display: block; order: -2; }
.project { grid-template-columns: 240px minmax(0, 2.4fr) minmax(0, 3fr) minmax(0, 5fr) auto; }
.project-img { width: 240px; }
@media (max-width: 1080px) { .project { grid-template-columns: 180px minmax(0, 1fr) minmax(0, 2fr); } .project-media { grid-row: span 3; } .project-img { width: 180px; } }
@media (max-width: 860px) { .estate-feature { grid-template-columns: 1fr; } .ef-main { grid-row: auto; } }
@media (max-width: 600px) { .project { grid-template-columns: 1fr; } .project-media { grid-row: auto; } .project-img { width: 100%; } }

/* ---------- Contact: Tbilisi photograph ---------- */
.contact-photo { margin: 22px 0 26px; max-width: 280px; }
.contact-photo img { width: 100%; height: auto; aspect-ratio: 1; object-fit: cover; }
.contact-photo figcaption { margin-top: 6px; font-size: var(--fs-0); color: var(--muted); }
@media (max-width: 860px) { .contact-photo { max-width: 100%; } .contact-photo img { aspect-ratio: 16 / 9; } }

/* ---------- Dedicated pages: warm intro ---------- */
.page-intro { background: var(--paper-2); color: var(--ink-2); }
.page-h1 { color: var(--ink); }
.page-lead { color: var(--ink-2); }
.crumbs a { color: var(--teal); }
.crumbs a[aria-current] { color: var(--ink); }
.crumbs li + li::before { color: var(--muted); }
.page-intro :focus-visible { outline-color: var(--teal); }
@media (min-width: 1081px) {
  .ed-grid { grid-template-areas: "copy visual" "lead visual" "cta visual" ". visual" "facts facts"; grid-template-rows: auto auto auto 1fr auto; }
  .ed-card { width: min(640px, 100%); margin: -150px 0 0 -64px; }
  .ed-card .strata-svg { width: 40%; } .ed-card .strata-list li { left: 40%; }
  .ed-card .sl-sub { font-size: 12.5px; line-height: 1.35; }
}
@media (max-width: 1080px) and (min-width: 761px) {
  .ed-card .strata-svg { width: 44%; } .ed-card .strata-list li { left: 44%; }
  .ed-card .sl-sub { font-size: 12.5px; line-height: 1.35; }
}

/* ---------- 2D: hero trust items ---------- */
.trust { grid-area: trust; list-style: none; display: flex; flex-wrap: wrap; gap: 8px 18px; margin-top: 22px; font-size: var(--fs-1); color: var(--ink-2); }
.trust li { display: inline-flex; align-items: center; gap: 6px; }
.trust .ico { width: 16px; height: 16px; color: var(--coral); stroke-width: 2.2; }
@media (min-width: 1081px) { .ed-grid { grid-template-areas: "copy visual" "lead visual" "cta visual" "trust visual" ". visual" "facts facts"; grid-template-rows: auto auto auto auto 1fr auto; } }
@media (max-width: 1080px) and (min-width: 761px) { .ed-grid { grid-template-areas: "copy" "cta" "trust" "visual" "lead" "facts"; } .hero-ed .trust { margin: -12px 0 28px; } }
@media (max-width: 760px) { .ed-grid { grid-template-areas: "copy" "visual" "cta" "trust" "lead" "facts"; } .hero-ed .trust { margin-top: 16px; font-size: var(--fs-0); } }
.hero-hy .trust { grid-area: auto; color: var(--on-dark-2); } .hero-hy .trust .ico { color: var(--mint); }

/* ---------- 2D: banking – original logos, premium cards ---------- */
.banking .section-head .kicker { margin-bottom: 8px; }
.bank-cards { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.bank-card { position: relative; display: flex; flex-direction: column; padding: 0 24px 24px; background: var(--card); border: 1px solid var(--line); border-top: 4px solid var(--teal); transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.bank-bog { border-top-color: var(--coral); }
.bank-solo { border-top-color: var(--gold); background: linear-gradient(180deg, #fffaf0 0, var(--card) 40%); }
.bank-card:hover { transform: translateY(-4px); box-shadow: 0 24px 44px -28px rgba(23, 44, 52, .45); }
.bank-logo { display: grid; place-items: center; height: 96px; margin: 0 -24px 18px; background: #fff; border-bottom: 1px solid var(--line-soft); }
.bank-logo img { width: auto; max-width: 70%; height: 54px; object-fit: contain; }
.bank-tier { margin: 0; font: 600 var(--fs-0)/1.3 var(--f-text); color: var(--coral); }
.bank-name { margin: 2px 0 10px; font: 400 var(--fs-4)/1.1 var(--f-display); }
.bank-fee { margin: 0; display: flex; align-items: baseline; gap: 6px; color: var(--muted); }
.bank-fee strong { font: 400 clamp(2rem, 1.5rem + 1.2vw, 2.6rem)/1 var(--f-display); color: var(--ink); }
.bank-orient { margin: 4px 0 16px; font-size: var(--fs-0); color: var(--muted); }
.bank-card .ticks li { font-size: var(--fs-1); margin-bottom: 6px; }
.bank-notes { margin: 22px 0 0; padding: 14px 18px; background: var(--paper-2); border-left: 3px solid var(--coral); color: var(--ink); max-width: none; }
.bank-table { margin-top: 18px; }
.banking .banking-grid { margin-top: clamp(32px, 4vw, 52px); }
.banking .banking-grid h3 { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 12px; }
.fee-split { display: grid; gap: 10px; margin: 0 0 18px; }
.fee-split > div { padding: 14px 16px; background: var(--card); border: 1px solid var(--line); }
.fee-split > div:first-child { border-left: 4px solid var(--muted); }
.fee-split > div:last-child { border-left: 4px solid var(--teal); }
.fee-split dt { font-weight: 600; color: var(--ink); }
.fee-split dd { margin: 4px 0 0; font-size: var(--fs-1); }
.src-links-inline { display: flex; flex-wrap: wrap; gap: 6px 20px; }
.src-links-inline a { display: inline-flex; align-items: center; gap: 5px; min-height: 32px; font-weight: 600; font-size: var(--fs-1); }
@media (max-width: 960px) { .bank-cards { grid-template-columns: 1fr; } .bank-card:hover { transform: none; } }
@media (prefers-reduced-motion: reduce) { .bank-card { transition: none; } .bank-card:hover { transform: none; } }

/* ---------- 2D: document checklist ---------- */
.docs-grid { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: clamp(24px, 4vw, 56px); margin-top: clamp(40px, 5vw, 64px); }
.docs-check { background: var(--card); border: 1px solid var(--line); padding: clamp(20px, 2.6vw, 32px); }
.docs-head h3 { font: 400 var(--fs-4)/1.2 var(--f-display); }
.docs-head p { margin: 4px 0 0; font-size: var(--fs-0); color: var(--muted); }
.docs-progress { margin-top: 16px; }
.docs-progress p { margin: 0 0 6px; font-size: var(--fs-1); color: var(--ink); font-weight: 600; }
.docs-bar { display: block; height: 6px; background: var(--paper-2); }
.docs-bar i { display: block; height: 100%; width: 0; background: var(--coral); transition: width .4s var(--ease); }
.docs-list { list-style: none; margin-top: 14px; }
.docs-list li + li { border-top: 1px solid var(--line-soft); }
.docs-list label { display: grid; grid-template-columns: 22px minmax(0, 1fr) auto; gap: 12px; align-items: start; padding: 12px 0; cursor: pointer; }
.docs-list input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--coral); }
.docs-list strong { display: block; color: var(--ink); }
.docs-list small { display: block; color: var(--muted); font-size: var(--fs-1); }
.docs-list em { font: italic 400 var(--fs-3)/1 var(--f-display); color: var(--gold); }
.docs-list input:checked ~ span strong { text-decoration: line-through; text-decoration-color: var(--coral); }
.docs-foot { display: flex; flex-wrap: wrap; gap: 6px 14px; align-items: center; margin: 10px 0 0; color: var(--muted); }
.docs-split h3 { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 14px; }
.docs-split dl { margin: 0; display: grid; gap: 10px; }
.docs-split dl > div { padding: 14px 16px; background: var(--card); border-left: 3px solid var(--coral); }
.docs-split dt { font-weight: 600; color: var(--ink); }
.docs-split dd { margin: 4px 0 0; font-size: var(--fs-1); }
@media (max-width: 860px) { .docs-grid { grid-template-columns: 1fr; } }

/* ---------- 2D: share, copy, footer tag ---------- */
.footer-share { padding-top: 8px; }
.share { border-top: 1px solid rgba(230, 239, 236, .15); }
.share summary { display: flex; justify-content: space-between; align-items: center; min-height: 44px; cursor: pointer; font-weight: 600; list-style: none; }
.share summary::-webkit-details-marker { display: none; }
.share summary .ico { width: 16px; height: 16px; }
.share ul { list-style: none; display: flex; flex-wrap: wrap; gap: 8px 20px; padding-bottom: 8px; }
.share a, .share .link-btn { display: inline-flex; align-items: center; min-height: 32px; }
.share-status, .copy-status { margin: 0; font-size: var(--fs-0); }
.copy-status:empty, .share-status:empty { display: none; }
.copy-fallback { width: 100%; min-height: 120px; font: 400 var(--fs-0)/1.4 var(--f-text); }
.footer-tag { margin: 6px 0 10px; font: italic 400 var(--fs-2)/1.2 var(--f-display); color: var(--gold); }
.balance .btn-ghost-light { width: 100%; }
.share { border-top: 1px solid var(--line); }
.footer-tag { color: var(--coral); }
.docs-list em { color: #8a6a2c; }
.share a { min-width: 32px; justify-content: center; }
.session-note { margin: 0; font-size: var(--fs-0); color: var(--on-dark-2); }
.docs-cta { margin-top: 18px; padding: 16px 18px; background: var(--petrol); color: var(--on-dark); }
.docs-cta p { margin: 0 0 12px; color: var(--on-dark); font-size: var(--fs-1); }
.docs-cta strong { color: #fff; }
.docs-cta .btn { background: var(--mint); border-color: var(--mint); color: var(--petrol); }
.docs-cta .btn:hover { background: var(--on-dark); border-color: var(--on-dark); }
.docs-cta :focus-visible { outline-color: var(--mint); }
/* preview-only bar: in normal flow on phones so it never covers the hero CTA */
@media (max-width: 760px) { .preview-bar { position: static; max-width: none; border-radius: 0; box-shadow: none; padding: 4px var(--gutter); font-size: 11px; gap: 2px 10px; } .preview-bar a { min-height: 24px; padding: 0 6px; } }

/* =====================================================================
   Phase 3 – service & information pages
   ===================================================================== */
.strata[data-current="company"] .slab[data-layer="company"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata[data-current="company"] .slab[data-layer="company"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata[data-current="company"] .slab[data-layer="company"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-current="company"] li[data-layer="company"] .sl-name { color: var(--mint-2); }
.strata[data-current="banking"] .slab[data-layer="banking"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata[data-current="banking"] .slab[data-layer="banking"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata[data-current="banking"] .slab[data-layer="banking"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-current="banking"] li[data-layer="banking"] .sl-name { color: var(--mint-2); }
.strata[data-current="admin"] .slab[data-layer="admin"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata[data-current="admin"] .slab[data-layer="admin"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata[data-current="admin"] .slab[data-layer="admin"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-current="admin"] li[data-layer="admin"] .sl-name { color: var(--mint-2); }
.strata[data-current="construction"] .slab[data-layer="construction"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata[data-current="construction"] .slab[data-layer="construction"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata[data-current="construction"] .slab[data-layer="construction"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-current="construction"] li[data-layer="construction"] .sl-name { color: var(--mint-2); }
.strata[data-current="property"] .slab[data-layer="property"] .slab-lift { transform: translateY(-14px); filter: drop-shadow(0 10px 18px rgba(121, 201, 193, .22)); }
.strata[data-current="property"] .slab[data-layer="property"] .top { fill: #2f6467; stroke-opacity: 1; }
.strata[data-current="property"] .slab[data-layer="property"] .leader { stroke-opacity: .95; stroke-dasharray: none; }
.strata[data-current="property"] li[data-layer="property"] .sl-name { color: var(--mint-2); }
.strata-list a[aria-current="page"] { border-left-color: var(--mint); }

/* navigation: 7 page links */
.nav-list { gap: 18px; }
.nav-list a[aria-current="page"] { color: var(--coral); text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: 8px; }
@media (max-width: 1240px) {
  .menu-toggle { display: inline-flex; }
  .site-nav { position: absolute; inset: var(--header-h) 0 auto 0; flex-direction: column; align-items: stretch; gap: 0; padding: 8px var(--gutter) 24px; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: 0 24px 40px -24px rgba(23, 44, 52, .25); }
  .js .site-nav:not(.is-open) { display: none; }
  .nav-list { flex-direction: column; gap: 0; }
  .nav-list a { display: block; padding: 14px 0; border-bottom: 1px solid var(--line-soft); font-size: var(--fs-2); }
  .nav-list a[aria-current="page"] { text-decoration: none; }
  .lang-list { border-left: 0; padding: 16px 0; }
  .site-nav .btn { width: 100%; }
  .hero-b-page .site-nav { background: var(--petrol); }
}

/* ---------- Service pages ---------- */
.svc-hero { background: var(--paper); padding: clamp(24px, 3vw, 44px) 0 clamp(32px, 4vw, 56px); overflow: clip; }
.svc-hero-grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: clamp(28px, 4vw, 64px); align-items: center; }
.svc-kicker { margin: 18px 0 6px; font: 600 var(--fs-1)/1.3 var(--f-text); color: var(--coral); }
.svc-h1 { font: 360 clamp(2.1rem, 1.1rem + 2.7vw, 3.7rem)/1.05 var(--f-display); letter-spacing: -.015em; color: var(--ink); max-width: 18ch; text-wrap: balance; }
.svc-lead { margin: 20px 0 0; font-size: var(--fs-2); color: var(--ink-2); max-width: 60ch; }
.svc-hero .hero-ctas { margin-top: 26px; }
.svc-visual { position: relative; }
.svc-visual::before { content: ""; position: absolute; inset: -24px -60px -24px 18%; background: var(--sand); z-index: 0; }
.svc-card { position: relative; z-index: 1; margin: 0; width: 100%; }
.svc-card .strata-svg { width: 40%; } .svc-card .strata-list li { left: 40%; }
.svc-card .sl-sub { font-size: 12.5px; line-height: 1.35; }
/* Service cards: only the current layer keeps its sub-line (prevents 2-line subs overlapping the next layer) */
.svc-card .strata-list a:not([aria-current]) .sl-sub { display: none; }
.svc-visual-photo img { position: relative; z-index: 1; width: 100%; max-width: 420px; height: auto; aspect-ratio: 1; object-fit: cover; margin-left: auto; box-shadow: 0 30px 60px -36px rgba(23, 44, 52, .45); }
.svc-benefits { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: clamp(28px, 4vw, 48px); border-top: 2px solid var(--ink); }
.svc-benefits li { padding: 18px 24px 0 0; }
.svc-benefits li + li { padding-left: 24px; border-left: 1px solid var(--line); }
.svc-benefits strong { display: block; font: 400 var(--fs-3)/1.2 var(--f-display); color: var(--coral); }
.svc-benefits span { display: block; margin-top: 6px; font-size: var(--fs-1); color: var(--ink-2); }
.svc-two { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: 24px clamp(32px, 5vw, 80px); align-items: start; }
.svc-two h3 { margin: 22px 0 10px; } .svc-two h3:first-child { margin-top: 0; }
.svc-intro { background: var(--card); }
.svc-prices { background: var(--paper-2); }
.svc-prices h2 { margin-bottom: 28px; }
.svc-monthly { margin-top: 28px; max-width: 760px; }
.binding-note { margin-top: 22px; padding: 14px 18px; background: var(--card); border-left: 3px solid var(--teal); color: var(--ink); max-width: none; font-size: var(--fs-1); }
.svc-steps { background: var(--paper); }
.svc-steplist { list-style: none; counter-reset: st; display: grid; gap: 12px; }
.svc-steplist li { counter-increment: st; position: relative; padding: 16px 18px 16px 64px; background: var(--card); border: 1px solid var(--line); color: var(--ink); }
.svc-steplist li::before { content: counter(st, decimal-leading-zero); position: absolute; left: 18px; top: 13px; font: italic 400 var(--fs-3)/1 var(--f-display); color: var(--coral); }
.svc-pending { padding-block: clamp(24px, 3vw, 40px); background: var(--paper); }
.pending-box h2 { font: 600 var(--fs-2)/1.3 var(--f-text); color: #3d2a08; margin-bottom: 8px; }
.pending-box ul { margin: 8px 0 0 18px; }
.svc-conditions { background: var(--card); }
.limits { list-style: none; } .limits li { padding: 6px 0 6px 14px; border-left: 2px solid var(--coral); margin-bottom: 8px; font-size: var(--fs-1); }
.svc-faq { background: var(--paper-2); }
.rel-h { font: 400 var(--fs-4)/1.2 var(--f-display); margin-bottom: 18px; }
.next-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
@media (max-width: 960px) { .svc-hero-grid, .svc-two { grid-template-columns: 1fr; } .svc-visual::before { inset: -16px -40px -16px 30%; } .next-grid-3 { grid-template-columns: 1fr; } }
@media (max-width: 760px) {
  .svc-benefits { grid-template-columns: 1fr; } .svc-benefits li, .svc-benefits li + li { padding: 14px 0; border-left: 0; border-bottom: 1px solid var(--line); }
  .svc-card .strata-svg { width: 34%; } .svc-card .strata-list li { left: 34%; }
  .svc-hero .hero-ctas .btn { flex: 1 1 100%; }
}

/* ---------- Information pages (live content in the new design) ---------- */
.info-hero { background: var(--paper-2); padding: clamp(24px, 3vw, 44px) 0 clamp(32px, 4vw, 56px); }
.info-hero-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: clamp(24px, 4vw, 56px); align-items: center; }
.info-hero.has-photo .info-hero-grid { grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); }
.info-h1 { margin-top: 18px; font: 360 clamp(2.1rem, 1.1rem + 2.7vw, 3.7rem)/1.05 var(--f-display); letter-spacing: -.015em; color: var(--ink); max-width: 20ch; text-wrap: balance; }
.info-lead { margin: 16px 0 0; font-size: var(--fs-2); color: var(--ink-2); max-width: 62ch; }
.info-photo { position: relative; margin: 0; }
.info-photo img { width: 100%; height: auto; object-fit: cover; box-shadow: 0 30px 60px -36px rgba(23, 44, 52, .45); }
.nf-links { list-style: none; margin-top: 18px; display: grid; gap: 8px; }
@media (max-width: 860px) { .info-hero.has-photo .info-hero-grid { grid-template-columns: 1fr; } }
.live-sec { padding-block: clamp(48px, 6vw, 88px); }
.live-alt-0 { background: var(--card); } .live-alt-1 { background: var(--paper); } .live-alt-2 { background: var(--paper-2); }
.live-prose { color: var(--ink-2); }
.live-prose h2 { font: 400 var(--fs-5)/1.1 var(--f-display); margin: 0 0 18px; max-width: 24ch; }
.live-prose h3 { font: 600 var(--fs-3)/1.3 var(--f-text); margin: 0 0 8px; }
.live-prose h4 { margin: 14px 0 6px; }
.live-prose p, .live-prose li { max-width: 72ch; }
.live-prose ul, .live-prose ol { margin: 0 0 1em 1.2em; }
.live-prose li { margin-bottom: 6px; }
.live-prose img { width: 100%; height: auto; }
.live-prose a { font-weight: 500; }
.live-prose table { margin: 12px 0 24px; font-size: var(--fs-1); }
.live-prose th, .live-prose td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
.live-prose thead th { border-bottom: 2px solid var(--ink); color: var(--ink); }
.live-prose details { border-top: 1px solid var(--line); padding: 4px 0; }
.live-prose details > summary { cursor: pointer; min-height: 48px; display: flex; align-items: center; font-weight: 600; color: var(--ink); padding-right: 28px; position: relative; list-style: none; }
.live-prose details > summary::-webkit-details-marker { display: none; }
.live-prose details > summary::after { content: "+"; position: absolute; right: 4px; font: 400 1.4rem/1 var(--f-text); color: var(--coral); transition: transform .2s var(--ease); }
.live-prose details[open] > summary::after { transform: rotate(45deg); }
.live-prose details > :not(summary) { margin-left: 0; }
/* card rhythm for live blocks that group several h3 items: automatic responsive grid */
.live-prose :is(div, ul, ol, article):has(> :is(div, article, li) > h3):not(:has(> details)) { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(260px, 100%), 1fr)); gap: 16px; margin: 18px 0 28px; list-style: none; padding: 0; }
.live-prose :is(div, ul, ol, article):has(> :is(div, article, li) > h3):not(:has(> details)) > :is(div, article, li) { margin: 0; padding: 20px 22px; background: var(--card); border: 1px solid var(--line); border-top: 3px solid var(--coral); max-width: none; }
.live-alt-0 .live-prose :is(div, ul, ol, article):has(> :is(div, article, li) > h3):not(:has(> details)) > :is(div, article, li) { background: var(--paper); }
.live-prose figure { margin: 0 0 18px; }
.live-prose aside { padding: 18px 20px; background: var(--paper-2); border-left: 3px solid var(--teal); margin-bottom: 28px; }
.live-prose aside nav { display: flex; flex-wrap: wrap; gap: 6px 18px; }
.live-prose aside nav a { min-height: 32px; display: inline-flex; align-items: center; }
.info-legal-page .live-prose article { margin-bottom: 40px; }
.info-legal-page .live-prose header > div { color: var(--coral); font-weight: 600; font-size: var(--fs-0); }
.info-legal-page .live-prose section { padding: 14px 0; border-top: 1px solid var(--line-soft); }
.faq-tools { display: grid; gap: 8px; max-width: 640px; padding-top: 32px; }
.faq-tools label { font-weight: 600; color: var(--ink); }
.faq-tools input { min-height: 48px; padding: 10px 14px; border: 1px solid var(--line); border-radius: var(--r-ctrl); font: inherit; background: #fff; }
.faq-count { margin: 0; font-size: var(--fs-1); color: var(--muted); }
/* Live social-profile list (contact page): wrap into small cards instead of one unbreakable inline run */
.live-prose div:has(> a > strong) { display: flex; flex-wrap: wrap; gap: 10px 12px; margin: 14px 0 0; }
.live-prose div:has(> a > strong) > a { display: inline-flex; flex-direction: column; justify-content: center; min-height: 48px; padding: 8px 14px; background: var(--card); border: 1px solid var(--line); text-decoration: none; overflow-wrap: anywhere; }
.live-prose div:has(> a > strong) > a small { font-weight: 400; color: var(--muted); }
/* Long German compounds (e.g. Doppelbesteuerungsabkommen) must never widen a 320px viewport, even before web fonts load */
.info-h1, .svc-h1, .live-prose :is(h2, h3, h4, p, li, td, th, a, strong) { overflow-wrap: break-word; hyphens: auto; }
.live-prose table { display: block; max-width: 100%; overflow-x: auto; }

/* =====================================================================================
   Phase 4 – interactive tools (finder, cost breakdown, living chart, bank comparison,
   property planner, construction explorer). Same tokens as Phase 2D; no new colours
   except tinted states of the existing teal / terracotta / petrol.
   ===================================================================================== */
.tool-link { margin-top: 14px; }
.tool-badge { display: inline-flex; align-items: center; gap: 8px; margin-top: 18px; padding: 8px 12px; background: var(--coral-soft); color: #6d2c14; font-size: var(--fs-1); font-weight: 600; }
.tool-badge .ico { flex: none; }
.tool-nojs { margin-top: 16px; color: var(--muted); font-size: var(--fs-1); }
.js .tool-nojs { display: none; }
.field-err { color: #a4282c; font-size: var(--fs-0); min-height: 0; }
.field-err:empty { display: none; }
.hint { color: var(--muted); font-size: var(--fs-0); }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }

/* tool page hero */
.tool-hero { background: var(--paper-2); padding: clamp(24px, 3vw, 44px) 0 clamp(32px, 4vw, 56px); overflow: clip; }
.tool-hero-grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: clamp(24px, 4vw, 64px); align-items: center; }
.tool-photo { position: relative; margin: 0; }
.tool-photo img { width: 100%; height: auto; box-shadow: 0 30px 60px -36px rgba(23, 44, 52, .45); }
.tool-logos { display: grid; gap: 12px; background: var(--card); padding: clamp(18px, 3vw, 32px); border-top: 3px solid var(--teal); box-shadow: 0 30px 60px -40px rgba(23, 44, 52, .45); }
.tool-logos span { display: grid; place-items: center; padding: 12px; border-bottom: 1px solid var(--line-soft); }
.tool-logos span:last-child { border-bottom: 0; }
.tool-logos img { width: min(220px, 70%); height: auto; }

/* homepage teaser */
.tools-teaser { background: var(--paper-2); }
.tools-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(28px, 5vw, 80px); align-items: start; }
.tools-intro h2 { font: 400 var(--fs-5)/1.08 var(--f-display); max-width: 14ch; }
.tools-intro p { margin-top: 16px; color: var(--ink-2); max-width: 46ch; }
.tools-photo { position: relative; margin: 28px 0 0; }
.tools-photo img { width: 100%; height: auto; aspect-ratio: 16 / 10; object-fit: cover; }
.tools-list { list-style: none; border-top: 2px solid var(--ink); }
.tools-list a { display: grid; grid-template-columns: 44px minmax(0, 1fr) 24px; gap: 16px; align-items: center; padding: 18px 4px; border-bottom: 1px solid var(--line); text-decoration: none; color: var(--ink); }
.tools-list a:hover { background: var(--card); }
.tools-list a:hover > .ico { transform: translateX(3px); }
.tools-list a > .ico { transition: transform .2s var(--ease); color: var(--coral); }
.tl-ic { width: 44px; height: 44px; display: grid; place-items: center; background: var(--card); border: 1px solid var(--line); color: var(--teal); }
.tl-txt strong { display: block; font: 400 var(--fs-3)/1.2 var(--f-display); }
.tl-txt span { display: block; margin-top: 4px; font-size: var(--fs-1); color: var(--ink-2); }

/* A. finder */
.finder-sec { background: var(--paper); }
.finder-wrap { max-width: 920px; }
.finder-q { border: 0; padding: 0; margin: 0 0 32px; }
.finder-q legend { font: 400 var(--fs-4)/1.2 var(--f-display); color: var(--ink); margin-bottom: 16px; padding: 0; }
.finder-q legend small { font: 400 var(--fs-1) var(--f-text); color: var(--muted); }
.finder-hint { margin: -6px 0 14px; color: var(--muted); font-size: var(--fs-1); }
.finder-opts { display: grid; gap: 10px; grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr)); }
.finder-opt { position: relative; display: flex; gap: 12px; align-items: flex-start; padding: 16px 18px; background: var(--card); border: 1px solid var(--line); cursor: pointer; min-height: 56px; }
.finder-opt input { width: 20px; height: 20px; margin: 2px 0 0; accent-color: var(--teal); flex: none; }
.finder-opt strong { display: block; color: var(--ink); }
.finder-opt small { display: block; color: var(--muted); font-size: var(--fs-1); margin-top: 2px; }
.finder-opt:has(input:checked) { border-color: var(--teal); box-shadow: inset 0 0 0 1px var(--teal), inset 4px 0 0 var(--teal); }
.finder-opt:has(input:focus-visible) { outline: 3px solid var(--teal); outline-offset: 2px; }
.finder-progress { margin-bottom: 24px; }
.finder-step { font-weight: 600; color: var(--coral); font-size: var(--fs-1); }
.finder-bar { height: 4px; background: var(--line-soft); margin-top: 8px; }
.finder-bar i { display: block; height: 100%; width: 0; background: var(--teal); transition: width .3s var(--ease); }
.finder-nav { display: flex; gap: 12px; justify-content: space-between; flex-wrap: wrap; }
.finder-nav .btn[disabled] { opacity: .4; pointer-events: none; }
.finder .err { margin-bottom: 14px; }
.finder-result { outline: none; }
.finder-result h2 { font: 400 var(--fs-5)/1.08 var(--f-display); }
.finder-res-intro { color: var(--ink-2); margin-top: 10px; }
.finder-cards { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(min(260px, 100%), 1fr)); margin: 24px 0 32px; }
.finder-card { display: grid; gap: 6px; padding: 20px 22px; background: var(--petrol); color: var(--on-dark); text-decoration: none; border-top: 3px solid var(--mint); }
.finder-card strong { font: 400 var(--fs-3)/1.2 var(--f-display); color: #fff; }
.finder-card span { font-size: var(--fs-1); color: var(--on-dark-2); }
.finder-card em { font-style: normal; font-weight: 600; font-size: var(--fs-1); color: var(--mint); margin-top: 6px; }
.finder-card:hover em { text-decoration: underline; }
.finder-two { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(20px, 4vw, 48px); }
.finder-two h3, .finder-notes h3, .finder-budget h3 { font: 600 var(--fs-2)/1.3 var(--f-text); margin-bottom: 10px; }
.finder-two ul.check-list { list-style: none; }
.finder-two ul.check-list li { padding: 6px 0 6px 22px; position: relative; }
.finder-two ul.check-list li::before { content: ""; position: absolute; left: 2px; top: 13px; width: 10px; height: 6px; border-left: 2px solid var(--teal); border-bottom: 2px solid var(--teal); transform: rotate(-45deg); }
.finder-notes, .finder-budget { margin-top: 28px; padding: 18px 20px; background: var(--card); border-left: 3px solid var(--coral); }
.finder-notes ul, .finder-budget ul { margin-left: 18px; }
.finder-notes li, .finder-budget li { margin-bottom: 8px; }
.finder-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.finder-overview { background: var(--card); }
.ov-table { width: 100%; border-collapse: collapse; margin-top: 18px; font-size: var(--fs-1); min-width: 640px; }
.ov-table th, .ov-table td { text-align: left; vertical-align: top; padding: 14px 12px; border-bottom: 1px solid var(--line); }
.ov-table thead th { border-bottom: 2px solid var(--ink); }
.ov-table ul { list-style: none; display: grid; gap: 6px; }
.ov-table small { display: block; color: var(--muted); }

/* B. cost breakdown additions */
.explorer-bank { margin-top: 18px; }
.st-group.st-third .st-line, .st-group.st-bank { color: var(--muted); }
.st-line.is-request span:last-child { font-style: italic; text-align: right; }
.st-note { font-size: var(--fs-1); }
.st-grand strong { font-size: var(--fs-4); }
.explorer .copy-status { flex-basis: 100%; font-size: var(--fs-0); }

/* C. living chart + provenance */
.cmp-chart { margin-top: 28px; padding: clamp(18px, 2.4vw, 28px); background: var(--card); border: 1px solid var(--line-soft); }
.chart-h { font: 600 var(--fs-2)/1.3 var(--f-text); }
.chart-desc { color: var(--muted); font-size: var(--fs-1); margin-top: 4px; }
.chart-legend { display: flex; gap: 6px 16px; flex-wrap: wrap; align-items: center; margin: 12px 0; font-size: var(--fs-0); color: var(--ink-2); }
.lg { display: inline-block; width: 14px; height: 10px; vertical-align: middle; margin-right: 4px; }
.lg-home { background: var(--coral); } .lg-ge { background: var(--teal); }
.chart-bars { display: grid; gap: 12px; }
.cb-row { display: grid; grid-template-columns: minmax(90px, 160px) minmax(0, 1fr); gap: 12px; align-items: center; }
.cb-name { font-size: var(--fs-1); color: var(--ink); }
.cb-bars { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 4px 10px; align-items: center; }
.cb-bars i { display: block; height: 10px; min-width: 2px; }
.cb-home { background: var(--coral); } .cb-ge { background: var(--teal); }
.cb-bars b { font: 500 var(--fs-0)/1 var(--f-text); color: var(--ink-2); font-variant-numeric: tabular-nums; white-space: nowrap; }
.cmp-prov { margin-top: 18px; padding: 14px 18px; background: var(--paper-2); border-left: 3px solid var(--gold); font-size: var(--fs-1); color: var(--ink-2); }
.cmp-prov p + p { margin-top: 6px; }
.cmp-prov-actions { display: flex; gap: 18px; flex-wrap: wrap; }

/* D. bank comparison */
.bankcmp { background: var(--paper); }
.bank-filters { display: grid; grid-template-columns: auto 1fr 1fr; gap: 14px 28px; align-items: end; padding: 20px 22px; background: var(--card); border: 1px solid var(--line-soft); margin-bottom: 24px; }
.bank-filters .seg { margin: 0; }
.chips { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.chips legend { font-weight: 600; font-size: var(--fs-1); color: var(--ink); margin-bottom: 8px; padding: 0; width: 100%; }
.chips label { position: relative; }
.chips input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.chips span { display: inline-flex; align-items: center; min-height: 40px; padding: 6px 14px; border: 1px solid var(--line); background: #fff; font-size: var(--fs-1); color: var(--ink); }
.chips input:checked + span { background: var(--teal); border-color: var(--teal); color: #fff; }
.chips input:focus-visible + span { outline: 3px solid var(--teal); outline-offset: 2px; }
.bank-count { grid-column: 1 / -1; font-weight: 600; color: var(--ink); margin: 0; }
.bank-filters .link-btn { grid-column: 1 / -1; justify-self: start; }
.bank-cmp-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.bank-cmp-card { background: var(--card); border: 1px solid var(--line-soft); border-top: 3px solid var(--teal); padding: 20px 22px; transition: opacity .2s var(--ease); }
.bank-cmp-card .bank-logo { height: 52px; display: flex; align-items: center; }
.bank-cmp-card .bank-logo img { width: auto; max-width: 180px; height: 48px; object-fit: contain; }
.bank-cmp-card h3 { font: 400 var(--fs-4)/1.1 var(--f-display); margin-top: 4px; }
.bank-tier { margin-top: 10px; font-size: var(--fs-0); font-weight: 600; color: var(--coral); }
.bank-ind { margin: 10px 0 12px; color: var(--ink-2); }
.bank-ind strong { font: 400 var(--fs-5)/1 var(--f-display); color: var(--ink); }
.bank-ind small { display: block; font-size: var(--fs-0); color: var(--muted); margin-top: 4px; }
.bank-ind-biz { margin: 10px 0 12px; font-size: var(--fs-1); color: var(--ink-2); }
.bank-cmp-card .check-list { list-style: none; font-size: var(--fs-1); }
.bank-cmp-card .check-list li { display: flex; gap: 8px; padding: 4px 0; }
.bank-cmp-card .check-list .ico { color: var(--teal); flex: none; margin-top: 3px; }
.bank-status { margin-top: 12px; font-weight: 600; font-size: var(--fs-1); color: var(--teal); }
.bank-cmp-card.is-unknown .bank-status { color: #6d4c0d; }
.bank-cmp-card.is-out { opacity: .45; border-top-color: var(--line); }
.bank-cmp-card.is-out .bank-status { color: var(--muted); }
.bank-matrix { width: 100%; border-collapse: collapse; margin-top: 28px; font-size: var(--fs-1); min-width: 620px; background: var(--card); }
.bank-matrix th, .bank-matrix td { text-align: left; vertical-align: top; padding: 12px 14px; border-bottom: 1px solid var(--line-soft); }
.bank-matrix thead th { border-bottom: 2px solid var(--ink); font-weight: 700; }
.bank-matrix tbody th { width: 26%; font-weight: 600; color: var(--ink); }
.bank-matrix tbody th small { display: block; font-weight: 400; color: var(--muted); font-size: var(--fs-0); }
.bank-matrix td.is-out, .bank-matrix th.is-out { color: var(--muted); background: repeating-linear-gradient(135deg, transparent 0 6px, rgba(23, 44, 52, .03) 6px 12px); }
.yn { display: inline-flex; align-items: center; gap: 6px; }
.yn-yes { color: var(--teal); font-weight: 600; }
.yn-na { color: #6d4c0d; font-style: italic; }
.bank-notes { margin-top: 18px; padding: 14px 18px; background: var(--coral-soft); color: #4f2412; font-size: var(--fs-1); }
.bank-explain { margin-top: clamp(32px, 4vw, 56px); }

/* E. property planner */
.planner-sec { background: var(--paper); }
.planner { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.planner-in { display: grid; gap: 18px; }
.planner-tools { display: flex; gap: 10px; flex-wrap: wrap; }
.example-badge { display: flex; gap: 8px; align-items: center; padding: 10px 14px; background: #fff1c9; border: 1px dashed #8a6a1f; color: #4a3a0e; font-weight: 600; font-size: var(--fs-1); }
.planner .field .money { display: flex; }
.planner .field .money input { flex: 1; }
.planner .unit { flex: none; min-width: 64px; font-size: var(--fs-0); color: var(--muted); }
.planner-mode { margin: 0 0 6px; }
.planner-out { position: sticky; top: calc(var(--header-h) + 16px); background: var(--petrol); color: var(--on-dark); padding: clamp(20px, 2.4vw, 30px); }
.planner-out .scn-waiting { color: var(--on-dark-2); }
.planner-dl { margin: 0; border-top: 1px solid rgba(230, 239, 236, .4); }
.planner-dl > div { display: flex; justify-content: space-between; gap: 14px; padding: 10px 0; border-bottom: 1px solid rgba(230, 239, 236, .16); }
.planner-dl dt { color: var(--on-dark-2); font-size: var(--fs-1); }
.planner-dl dd { margin: 0; font-variant-numeric: tabular-nums; font-weight: 600; text-align: right; color: #fff; }
.planner-dl .is-key dd { font: 400 var(--fs-4)/1 var(--f-display); color: var(--mint); }
.planner-out h3 { font: 600 var(--fs-1)/1.3 var(--f-text); color: var(--mint); margin: 22px 0 10px; }
.sens-none { color: var(--on-dark-2); font-size: var(--fs-1); }
.sens-chart { display: grid; gap: 10px; }
.sens-row { display: grid; grid-template-columns: 56px minmax(0, 1fr) auto; gap: 10px; align-items: center; }
.sens-k { font-size: var(--fs-0); color: var(--on-dark-2); }
.sens-track { height: 12px; background: rgba(230, 239, 236, .12); }
.sens-track i { display: block; height: 100%; }
.sens-track i.pos { background: var(--mint); } .sens-track i.neg { background: #f0a58a; }
.sens-v { text-align: right; font-variant-numeric: tabular-nums; }
.sens-v small { display: block; font-size: 11px; color: var(--on-dark-2); }
.sale-out .note { color: var(--on-dark-2); margin-top: 10px; }
.planner-out .scn-zero { color: var(--on-dark-2); font-size: var(--fs-1); margin-top: 16px; }
.planner-out .btn { margin-top: 20px; }
.planner-out .session-note { color: var(--on-dark-2); }
.planner-docs { margin-top: clamp(40px, 5vw, 72px); }
.formula-list { margin-left: 20px; display: grid; gap: 8px; color: var(--ink-2); }
.planner-projects { background: var(--paper-2); }
.pp-strip { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin: 20px 0 14px; }
.pp-strip figure { margin: 0; }
.pp-strip img { width: 100%; height: auto; aspect-ratio: 16 / 9; object-fit: cover; }
.pp-strip figcaption { font-size: var(--fs-0); color: var(--ink-2); margin-top: 6px; }

/* F. construction explorer */
.bx { background: var(--card); }
.bx-flow { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 0; margin: 8px 0 12px; counter-reset: none; }
.bx-flow [role="tab"] { position: relative; display: grid; gap: 6px; align-content: start; text-align: left; padding: 14px 14px 16px; background: var(--paper); border: 1px solid var(--line); margin-right: -1px; color: var(--ink); font: inherit; cursor: pointer; min-height: 96px; }
.bx-flow [role="tab"]::after { content: ""; position: absolute; right: -7px; top: 50%; width: 12px; height: 12px; background: inherit; border-top: 1px solid var(--line); border-right: 1px solid var(--line); transform: translateY(-50%) rotate(45deg); z-index: 1; }
.bx-flow [role="tab"]:last-child::after { display: none; }
.bx-n { font: italic 400 var(--fs-3)/1 var(--f-display); color: var(--coral); }
.bx-t { font-size: var(--fs-1); font-weight: 600; line-height: 1.25; }
.bx-flow [aria-selected="true"] { background: var(--petrol); color: var(--on-dark); border-color: var(--petrol); z-index: 2; }
.bx-flow [aria-selected="true"] .bx-n { color: var(--mint); }
.bx-flow .is-pre { background: #dcefe9; border-color: var(--teal); }
.bx-flow .is-next { background: var(--coral-soft); }
.bx-flow [role="tab"]:focus-visible { outline: 3px solid var(--teal); outline-offset: 2px; z-index: 3; }
.bx-legend { display: flex; gap: 6px 14px; flex-wrap: wrap; align-items: center; font-size: var(--fs-0); color: var(--ink-2); margin-bottom: 18px; }
.lg-pre { background: #dcefe9; border: 1px solid var(--teal); } .lg-next { background: var(--coral-soft); border: 1px solid var(--line); }
.bx-panels { display: grid; gap: 18px; }
.bx-panel { padding: clamp(18px, 2.4vw, 28px); background: var(--paper); border-left: 3px solid var(--teal); }
.bx-panel h3 { font: 400 var(--fs-4)/1.2 var(--f-display); display: flex; gap: 10px; align-items: baseline; flex-wrap: wrap; }
.bx-panel > p { margin-top: 8px; color: var(--ink-2); max-width: 70ch; }
.pill { font: 600 var(--fs-0)/1 var(--f-text); font-style: normal; padding: 5px 9px; background: var(--coral-soft); color: #6d2c14; }
.bx-facts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px 28px; margin: 18px 0; }
.bx-facts dt { font-size: var(--fs-0); font-weight: 600; color: var(--muted); }
.bx-facts dd { margin: 2px 0 0; color: var(--ink); font-size: var(--fs-1); }
.bx-check { border: 0; padding: 0; margin: 0; display: grid; gap: 6px; }
.bx-check legend { font-weight: 600; margin-bottom: 6px; padding: 0; }
.bx-check label { display: flex; gap: 10px; align-items: flex-start; min-height: 32px; cursor: pointer; }
.bx-check input { width: 20px; height: 20px; accent-color: var(--teal); margin-top: 2px; flex: none; }
.bx-foot { display: flex; flex-wrap: wrap; gap: 12px 20px; align-items: center; margin-top: 22px; }
.bx-progress { font-weight: 600; margin: 0; }
.bx-foot .session-note { flex-basis: 100%; }

@media (max-width: 1080px) {
  .bx-flow { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
  .bx-flow [role="tab"] { margin: 0; } .bx-flow [role="tab"]::after { display: none; }
  .bank-filters { grid-template-columns: 1fr 1fr; }
  .bank-filters .seg { grid-column: 1 / -1; }
}
@media (max-width: 960px) {
  .tool-hero-grid, .tools-grid, .planner, .finder-two { grid-template-columns: 1fr; }
  .planner-out { position: static; }
  .bank-cmp-cards { grid-template-columns: 1fr; }
  .tools-intro h2 { max-width: none; }
}
@media (max-width: 760px) {
  .bx-flow { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .bx-facts { grid-template-columns: 1fr; }
  .bank-filters { grid-template-columns: 1fr; }
  .pp-strip { grid-template-columns: 1fr; }
  .cb-row { grid-template-columns: 1fr; gap: 4px; }
  .finder-nav .btn { flex: 1 1 40%; }
}
@media (prefers-reduced-motion: reduce) { .finder-bar i, .bank-cmp-card { transition: none; } }

/* Print: comparison and tool results only */
@media print {
  .site-header, .site-footer, .preview-bar, .privacy-banner, .contact, .page-next, .share, .cmp-prov-actions, .planner-tools, .finder-actions, .bx-foot .btn, .tools-teaser, .btn { display: none !important; }
  body { background: #fff; color: #000; }
  .balance, .planner-out { position: static; background: #fff; color: #000; border: 1px solid #000; }
  .balance *, .planner-out * { color: #000 !important; }
  .section { padding: 16px 0; }
}
.bank-explain .check-list { list-style: none; display: grid; gap: 6px; }
.bank-explain .check-list li { display: flex; gap: 8px; }
.bank-explain .check-list .ico { color: var(--teal); flex: none; margin-top: 4px; }
/* contrast fixes (axe): kicker on sand, session notes on light grounds */
.tool-hero .svc-kicker { color: #8f3c1c; }
.finder-result .session-note, .bx-foot .session-note, .explorer .session-note { color: var(--muted); }
.bx-flow .is-next .bx-n, .bx-flow .is-pre .bx-n { color: #8f3c1c; }
.explorer-inputs fieldset { min-width: 0; }
@media (max-width: 400px) { .explorer-bank .opt em { white-space: normal; text-align: right; } }
/* Phase 5: no-JS contact fallback page served by contact.php */
.contact-fallback-wrap { max-width: 720px; }
.contact-fallback .contact-form { margin-top: 18px; }

/* SEO phase: business account page + service links in the price ledger */
.svc-bizbanks .banking-grid{margin-top:2.5rem}
.ledger-more{margin-top:.5rem}

/* ---------- Compact homepage + footer (2026-11) ---------- */
.home-services, .home-process, .home-banks { padding-block: clamp(48px, 6vw, 88px); }
.home-services .section-head, .home-process .section-head { margin-bottom: 28px; }
.svc-cards { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin: 0; padding: 0; }
.svc-card { position: relative; display: flex; flex-direction: column; gap: 8px; padding: 22px 22px 20px; background: var(--card); border: 1px solid var(--line); border-top: 3px solid var(--line); }
.svc-card.is-primary { border-top-color: var(--teal); }
.svc-card h3 { font: 500 var(--fs-3)/1.25 var(--f-display); margin: 0; }
.svc-card h3 a { color: var(--ink); text-decoration: none; }
.svc-card h3 a::after { content: ""; position: absolute; inset: 0; }
.svc-card h3 a:focus-visible { outline: none; }
.svc-card:focus-within { outline: 2px solid var(--teal); outline-offset: 2px; }
.svc-card:hover { border-color: var(--teal); }
.svc-card p { margin: 0; color: var(--ink-2); font-size: var(--fs-1); }
.svc-card .svc-card-price { margin-top: auto; padding-top: 8px; color: var(--ink); }
.svc-card .svc-card-price strong { font: 500 var(--fs-4)/1.1 var(--f-display); }
.svc-card .svc-card-price span { color: var(--muted); font-size: var(--fs-0); }
.svc-card-go { display: inline-flex; align-items: center; gap: 6px; color: var(--teal); font-weight: 600; font-size: var(--fs-1); }
.svc-card-go .ico { width: 16px; height: 16px; }
.home-more { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 24px 48px; margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--line-soft); }
.home-more-h { font: 600 var(--fs-1)/1.4 var(--f-text); color: var(--muted); margin: 0 0 10px; }
.home-more-list, .home-tools-list, .home-bank-links { list-style: none; margin: 0; padding: 0; }
.home-more-list li { margin-bottom: 10px; }
.home-more-list li span { display: block; color: var(--muted); font-size: var(--fs-0); }
.home-tools-list { display: flex; flex-wrap: wrap; gap: 8px; }
.home-tools-list a { display: inline-block; padding: 6px 12px; border: 1px solid var(--line); border-radius: 999px; color: var(--ink); text-decoration: none; font-size: var(--fs-1); background: var(--card); }
.home-tools-list a:hover { border-color: var(--teal); color: var(--teal); }
.home-steps { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; margin: 0 0 20px; padding: 0; }
.home-steps li { padding: 18px 18px 16px; border-left: 2px solid var(--teal); background: var(--card); }
.home-step-no { font: italic 500 var(--fs-3)/1 var(--f-display); color: var(--teal); }
.home-steps h3 { font: 600 var(--fs-2)/1.3 var(--f-text); margin: 8px 0 6px; }
.home-steps p { margin: 0; color: var(--ink-2); font-size: var(--fs-1); }
.home-banks-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 24px 56px; align-items: center; }
.home-banks h2 { font-size: var(--fs-5); margin-bottom: 12px; }
.home-bank-links li { margin-top: 8px; }
.home-bank-logos { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin: 0 0 10px; padding: 0; }
.home-bank-logos li { display: grid; place-items: center; padding: 18px 12px; background: var(--card); border: 1px solid var(--line); }
.home-bank-logos img { width: 100%; max-width: 150px; height: auto; }
.hero-ed-page .faq { padding-block: clamp(48px, 6vw, 88px); }
@media (max-width: 960px) { .svc-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); } .home-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); } .home-banks-grid, .home-more { grid-template-columns: 1fr; } }
@media (max-width: 600px) { .svc-cards, .home-steps { grid-template-columns: 1fr; } .svc-card { padding: 18px; } }
/* footer: 3 columns + one tools row */
.site-footer { padding-top: 40px; }
.site-footer .footer-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 3fr) minmax(0, 3fr); gap: 24px 40px; }
.footer-brand p { margin: 0 0 8px; max-width: 46ch; }
.footer-brand img { width: 112px; margin-bottom: 12px; }
.footer-mail a { color: var(--ink); }
.footer-social { display: flex; flex-wrap: wrap; gap: 4px 16px; margin: 6px 0 0; padding: 0; }
.site-footer li a { padding: 3px 0; }
.footer-tools { margin-top: 24px; padding-top: 16px; border-top: 1px solid var(--line-soft); display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 20px; }
.footer-tools .footer-h { margin: 0; }
.footer-tools ul { display: flex; flex-wrap: wrap; gap: 2px 18px; margin: 0; padding: 0; }
.site-footer .footer-share { margin-top: 12px; }
.site-footer .footer-base { margin-top: 16px; padding-block: 14px 72px; }
@media (max-width: 860px) { .site-footer .footer-grid { grid-template-columns: 1fr 1fr; } .site-footer .footer-brand { grid-column: 1 / -1; } }
.svc-card-all { background: var(--petrol); border-color: var(--petrol); }
.svc-card-all h3 a, .svc-card-all p, .svc-card-all .svc-card-go { color: var(--on-dark); }
.svc-card-all .svc-card-go { margin-top: auto; }
.svc-card-all:hover { border-color: var(--mint); }
/* collapsible detail blocks on service pages (2026-11) */
.svc-compact { padding-block: clamp(32px, 4vw, 56px); }
.svc-details { margin-top: 24px; border-bottom: 1px solid var(--line); }
.svc-details > summary { min-height: 64px; }
.svc-details > summary h2 { font-size: var(--fs-4); margin: 0; }
.svc-details > summary > span { font: 500 var(--fs-3)/1.3 var(--f-display); }
.svc-details-body { padding: 4px 0 24px; max-width: 820px; }
.svc-details .banking-grid { padding: 8px 0 24px; margin-top: 0; }
.footer-mail a { display: inline-block; padding: 3px 0; }
/* ---------- Interaction & motion layer (2026-11) ---------- */
/* in-page navigation: sticky chip bar */
.jump-nav { position: sticky; top: var(--header-h); z-index: 20; background: var(--paper); background: color-mix(in srgb, var(--paper) 92%, transparent); backdrop-filter: blur(8px); border-block: 1px solid var(--line-soft); }
.jump-nav .wrap { display: flex; gap: 8px; overflow-x: auto; padding-block: 10px; scrollbar-width: none; }
.jump-nav .wrap::-webkit-scrollbar { display: none; }
.jump-nav a { flex: none; display: inline-flex; align-items: center; min-height: 36px; padding: 6px 14px; border: 1px solid var(--line); border-radius: 999px; background: var(--card); color: var(--ink); font-size: var(--fs-1); font-weight: 500; text-decoration: none; transition: background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease); }
.jump-nav a:hover { border-color: var(--teal); color: var(--teal); }
.jump-nav a[aria-current="true"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
/* goal picker */
.home-goal { padding-block: clamp(48px, 6vw, 88px); background: var(--paper-2); }
.goal-set { border: 0; margin: 0; padding: 0; min-width: 0; }
.goal-radio { position: absolute; opacity: 0; width: 1px; height: 1px; pointer-events: none; }
.goal-chips { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 10px; margin-bottom: 18px; }
.goal-chip { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; min-height: 104px; padding: 16px; background: var(--card); border: 1px solid var(--line); cursor: pointer; font-weight: 600; font-size: var(--fs-1); line-height: 1.3; color: var(--ink); transition: transform .25s var(--ease), border-color .2s var(--ease), background .2s var(--ease), color .2s var(--ease), box-shadow .25s var(--ease); }
.goal-ico { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--paper-2); color: var(--teal); transition: transform .35s cubic-bezier(.3, 1.6, .5, 1), background .2s var(--ease), color .2s var(--ease); }
.goal-ico .ico { width: 22px; height: 22px; }
.goal-chip:hover { transform: translateY(-3px); border-color: var(--teal); box-shadow: 0 14px 28px -20px rgba(23, 44, 52, .55); }
.goal-chip:hover .goal-ico { transform: scale(1.12) rotate(-6deg); }
.goal-panel { display: none; grid-template-columns: minmax(0, 3fr) minmax(0, 2fr); gap: 24px 48px; padding: clamp(20px, 3vw, 36px); background: var(--card); border: 1px solid var(--line); border-top: 3px solid var(--teal); }
.goal-kicker { margin: 0 0 6px; font-size: var(--fs-0); font-weight: 600; color: var(--muted); }
.goal-panel h3 { font: 500 var(--fs-4)/1.25 var(--f-display); margin: 0 0 14px; max-width: 34ch; }
.goal-price { margin: 0 0 18px; }
.goal-price strong { font: 500 clamp(1.9rem, 1.4rem + 1.6vw, 2.6rem)/1 var(--f-display); color: var(--ink); }
.goal-price span { color: var(--muted); font-size: var(--fs-1); }
.goal-actions { display: flex; flex-wrap: wrap; gap: 10px; margin: 0; }
.goal-needs .ticks { margin: 0; }
#goal-company:checked ~ .goal-panels [data-goal-panel="company"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-company:checked ~ .goal-chips [data-goal-chip="company"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-company:checked ~ .goal-chips [data-goal-chip="company"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-company:focus-visible ~ .goal-chips [data-goal-chip="company"] { outline: 3px solid var(--teal); outline-offset: 3px; }
#goal-bizbank:checked ~ .goal-panels [data-goal-panel="bizbank"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-bizbank:checked ~ .goal-chips [data-goal-chip="bizbank"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-bizbank:checked ~ .goal-chips [data-goal-chip="bizbank"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-bizbank:focus-visible ~ .goal-chips [data-goal-chip="bizbank"] { outline: 3px solid var(--teal); outline-offset: 3px; }
#goal-personal:checked ~ .goal-panels [data-goal-panel="personal"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-personal:checked ~ .goal-chips [data-goal-chip="personal"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-personal:checked ~ .goal-chips [data-goal-chip="personal"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-personal:focus-visible ~ .goal-chips [data-goal-chip="personal"] { outline: 3px solid var(--teal); outline-offset: 3px; }
#goal-sole:checked ~ .goal-panels [data-goal-panel="sole"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-sole:checked ~ .goal-chips [data-goal-chip="sole"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-sole:checked ~ .goal-chips [data-goal-chip="sole"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-sole:focus-visible ~ .goal-chips [data-goal-chip="sole"] { outline: 3px solid var(--teal); outline-offset: 3px; }
#goal-admin:checked ~ .goal-panels [data-goal-panel="admin"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-admin:checked ~ .goal-chips [data-goal-chip="admin"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-admin:checked ~ .goal-chips [data-goal-chip="admin"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-admin:focus-visible ~ .goal-chips [data-goal-chip="admin"] { outline: 3px solid var(--teal); outline-offset: 3px; }
#goal-property:checked ~ .goal-panels [data-goal-panel="property"] { display: grid; animation: goalIn .45s var(--ease) both; }
#goal-property:checked ~ .goal-chips [data-goal-chip="property"] { background: var(--petrol); border-color: var(--petrol); color: var(--on-dark); }
#goal-property:checked ~ .goal-chips [data-goal-chip="property"] .goal-ico { background: var(--mint); color: var(--petrol); transform: scale(1.08); }
#goal-property:focus-visible ~ .goal-chips [data-goal-chip="property"] { outline: 3px solid var(--teal); outline-offset: 3px; }
@keyframes goalIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
@media (max-width: 1080px) { .goal-chips { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (max-width: 760px) { .goal-panel { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .goal-chips { grid-template-columns: repeat(2, minmax(0, 1fr)); } .goal-chip { min-height: 92px; padding: 12px; } }
/* service card icons + hover */
.svc-card-ico { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--paper-2); color: var(--teal); transition: transform .35s cubic-bezier(.3, 1.6, .5, 1); }
.svc-card-ico .ico { width: 21px; height: 21px; }
.svc-card-all .svc-card-ico { background: var(--petrol-2); color: var(--mint); }
.svc-card { transition: transform .25s var(--ease), box-shadow .25s var(--ease), border-color .2s var(--ease); }
.svc-card:hover { transform: translateY(-4px); box-shadow: 0 18px 36px -24px rgba(23, 44, 52, .6); }
.svc-card:hover .svc-card-ico { transform: scale(1.12) rotate(-6deg); }
.svc-card:hover .svc-card-go .ico, .next-card:hover .ico, .text-link:hover .ico { transform: translateX(4px); }
.svc-card-go .ico, .next-card .ico, .text-link .ico { transition: transform .25s var(--ease); }
/* process: progress line drawn when the steps scroll into view */
.home-steps { position: relative; }
.home-steps li { transition: transform .25s var(--ease), box-shadow .25s var(--ease); }
.home-steps li:hover { transform: translateY(-3px); box-shadow: 0 14px 28px -22px rgba(23, 44, 52, .55); }
.home-bank-logos li { transition: transform .3s var(--ease), border-color .2s var(--ease); }
.home-bank-logos li:hover { transform: translateY(-3px) scale(1.03); border-color: var(--teal); }
/* scroll reveal (added by JS only; nothing hidden without JS or with reduced motion) */
.rv { transform: translateY(28px) scale(.98); transition: transform .7s cubic-bezier(.2, .8, .2, 1); transition-delay: calc(var(--rv, 0) * 70ms); }   /* transform only: text keeps full contrast at all times */
.rv.is-in { transform: none; }
@media (prefers-reduced-motion: reduce) {
  .rv { transform: none; transition: none; }
  .goal-panel, .goal-chip, .goal-ico, .svc-card, .svc-card-ico, .home-steps li, .home-bank-logos li { animation: none !important; transition: none !important; transform: none !important; }
}
@media (max-width: 600px) {
  .svc-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
  .svc-card { padding: 14px; gap: 6px; }
  .svc-card > p:not(.svc-card-price) { display: none; }
  .svc-card h3 { font-size: var(--fs-2); }
  .svc-card .svc-card-price strong { font-size: var(--fs-3); }
  .svc-card-ico { width: 34px; height: 34px; }
}

.goal-chip, .svc-card h3 { overflow-wrap: anywhere; hyphens: auto; }
@media (max-width: 360px) { .svc-cards { grid-template-columns: 1fr; } }